Looking for a Chip app referral code? You’ve come to the right place. With this offer, you can grab £20 simply by depositing £1. It’s one of the easiest ways to test Chip, the popular UK savings app designed to help you grow your money without the stress.

Getting your £20 bonus couldn’t be easier. Deposit £1 into your Chip Instant Access account, leave it untouched for 30 days, and Chip will send you £20. That’s it.

Over 500,000 people in the UK already use the Chip app to build savings, automate their finances, and start investing. Whether you’re saving for a holiday or just building a rainy-day fund, Chip makes the process effortless.

Keep in mind, Chip can change or withdraw this offer at any time. Check their latest terms before signing up. This is not financial advice.

💸 How to Claim the Chip App Referral Bonus

Follow these quick steps to unlock your free £20:

✅ Sign up using this Chip app referral link

💷 Deposit at least £1 into your Chip Instant Access account

🗓️ Leave the money there for 30 days

🤑 Chip will credit your account with £20

Prefer to use the app? Download Chip and enter referral code CHIP-ZMA908 at sign-up.

You can also read the full referral terms here before getting started.

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Why Use the Chip App?

There are loads of reasons to give Chip a go:

• Automated Saving: Chip analyses your spending and helps you save effortlessly
• Great Rates: Earn competitive interest with their Instant Access account
• Simple Investing: Try their managed portfolios if you want your money to work harder
• Trusted Platform: Chip is fully FCA-regulated, so your funds stay protected

Trying the Chip app is risk-free, especially with this referral offer. You only need £1 to unlock your £20 reward.

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Is the Chip App Referral Code Worth Using?

Absolutely. Most apps make you deposit a lot more to claim bonuses. However, Chip only asks for £1, making this one of the best money-saving offers available right now.

Because the process is so simple, it’s ideal for anyone who wants to test the app with minimal effort. You can save money, explore investment options, and get £20 extra—all with hardly any commitment.

If you’re always hunting for money-saving tips and clever ways to earn rewards, browse our service guides for even more handy UK offers.