Girls Just Wanna Have Funds by Female Invest
Last updated: 25 September 2026
Girls Just Wanna Have Funds is a 192-page hardback from DK, written by Anna-Sophie Hartvigsen, Emma Due Bitz and Camilla Falkenberg, the three Danish founders of Female Invest. It came out on 29 December 2022 and the cover calls it a Sunday Times business bestseller.
The thing that marks it out is where it starts. It opens with the gender pay gap, an emergency fund and a chapter on money mindset, and it does not reach a first trade until the reader has a cushion in place.
The hardback is £14.24 on Bookshop.org and £12.35 on Amazon UK. The ebook is £6.99 and the audiobook runs 3 hours 41 minutes. All four prices were checked on 18 September 2026 and the published price from DK is £14.99.
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Not financial advice. This page describes a book. Nothing here is a personal recommendation to invest, and CoolCuration is not authorised by the Financial Conduct Authority. The book itself is general financial education rather than regulated advice. For free and impartial guidance, try MoneyHelper, which is backed by government.
The Pitch
Three women in their twenties could not find an investing book that spoke to them, so they wrote one. Anna-Sophie Hartvigsen, Emma Due Bitz and Camilla Falkenberg had already built Female Invest into a financial education platform selling courses and a subscription app to women, and DK published the result in December 2022.
It is a designed object as much as a manual. Wide margins, colour-block spreads, pull quotes and interviews with women about their own money, printed on heavy stock. Reviewers keep mentioning that they leave it out on a table, which is not a thing people say about finance books.
The argument is stated plainly on page one: women earn less, live longer and invest later, so compounding has less time to work. Everything after that is an attempt to get the reader started earlier.
Bookshop.org, £14.24 Amazon UK, £12.35
Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results. Tax treatment depends on the individual circumstances of each client and may be subject to change in future.
What Is Actually In It
Six chapters, and only the last two are about buying anything. The book works through money mindset, the gender investment gap, budgeting and an emergency fund before it explains what a share is. The authors put the emergency fund at three to six months of fixed costs, which is the figure Kindle readers have highlighted more than almost any other line in the book.
From there it covers shares, bonds, funds and index trackers, risk and diversification, and a chapter on sustainable investing that goes further than most introductions. There is a running strand on money set aside specifically so a job or a relationship does not have to be endured. The book gives that pot a blunter name than we will print here.
The interviews are the part that separates it from a textbook. Women at different ages and incomes describe what they earn, what they owe and what frightens them, and those pages carry the argument better than the charts do.
Who It Suits
Someone who has never invested and has been put off by the register of most money writing. The book assumes nothing, defines every term as it arrives, and never sneers at a reader for not knowing.
It suits a gift, too. The production is good enough that it does not read as a self-improvement rebuke on a birthday, which is a real risk with personal finance books.
It suits someone with 4 hours rather than 40. At 192 pages with generous layout, it can be read in an evening and returned to as a glossary, and that is how a lot of its reviewers describe using it.
Where It Falls Short For A UK Reader
It is written for an international audience, not a British one. The publisher's own description talks about starting with a $1 savings fund, and a recurring note in UK reviews is that the reader cannot always tell which country a section is describing. So the machinery a British investor actually has to use is not here in any depth: the ISA allowance, the Lifetime ISA, pension tax relief and the platform charges that decide what a small pot costs to run.
Reader opinion is also more divided than the cover suggests. Amazon UK has it at 4.4 out of 5 from 686 ratings, while Goodreads has 3.75 from 2,790 ratings and The StoryGraph 3.73 from 195 reviews, with 4% of those readers not finishing. All three were checked on 18 September 2026. The commonest complaint in the lower scores is that it stays at introductory level throughout.
None of that makes it a bad first book. It does mean a UK reader needs a second one alongside it, and the two that pair best are Claer Barrett's What They Don't Teach You About Money and Iona Bain's Own It!, both written from inside the UK tax system.
The Formats And What Each Costs
There is one print edition. Bookshop.org and Amazon UK both list the 2022 DK hardback as the only physical version on sale here, checked on 18 September 2026. Everything below was checked on the same day.
The hardback
DK, 29 December 2022, 192 pages, ISBN 9780241607800. The one worth owning, because the layout is the point and it does not survive a small screen. £14.24 on Bookshop.org, £12.35 on Amazon UK against a published price of £14.99.
Buy it: Bookshop.org or Amazon UK
The ebook
£6.99 on both Bookshop.org and as a Kindle edition on Amazon UK. The cheapest route in, and the sensible one if the reader only wants the argument rather than the object. The colour spreads reflow badly, so the design advantage goes.
Buy it: Bookshop.org, or the Kindle edition on Amazon UK
The audiobook
Unabridged, 3 hours 41 minutes, read by Charlotte Gosling and published by DK. It is a straight reading rather than an adaptation. £8.49 on Amazon UK as of 18 September 2026, against a list price of £12.06. The charts and the worksheets do not translate to audio.
Quick Facts
| Full title | Girls Just Wanna Have Funds: A Feminist Guide to Investing |
|---|---|
| Authors | Anna-Sophie Hartvigsen, Emma Due Bitz and Camilla Falkenberg |
| Publisher | DK |
| Published | 29 December 2022 |
| Pages | 192, hardback |
| ISBN-13 | 9780241607800 |
| Size and weight | A little wider and shorter than a sheet of A5, and 22mm thick. The exact figures are 156 x 198 x 22mm and 464g. |
| Published price | £14.99 from DK |
| Hardback today | £14.24 on Bookshop.org, £12.35 on Amazon UK, both checked 18 September 2026 |
| Ebook | £6.99, checked 18 September 2026 |
| Audiobook | 3 hours 41 minutes, read by Charlotte Gosling, £8.49, checked 18 September 2026 |
| Reader ratings | 4.4 on Amazon UK from 686 ratings, 3.75 on Goodreads from 2,790, checked 18 September 2026 |
| Follow-up book | Girls Just Wanna Have Impact Funds, DK, 23 November 2023 |
Browse Our Full Collection
Our full opinion on this one, including why it is our Book of the Month for September 2026, is in the Girls Just Wanna Have Funds review. Every edition of the series is collected on the Book of the Month hub.
FAQs
How much does Girls Just Wanna Have Funds cost in the UK?
The hardback is £14.24 on Bookshop.org and £12.35 on Amazon UK, both checked on 18 September 2026. DK's published price is £14.99. The ebook is £6.99 and the audiobook is £8.49, checked the same day. Book prices move, so treat these as a guide rather than a quote.
Is Girls Just Wanna Have Funds written for UK readers?
No, it is written for an international audience. The publisher's description uses a dollar figure, and UK reviewers regularly say they could not tell which country a given section applied to. The principles carry over, but ISAs, the Lifetime ISA and pension tax relief are not covered in the depth a British reader needs.
Do I need to know anything about investing first?
No. The book assumes no prior knowledge and spends its first chapters on budgeting, an emergency fund and money mindset before it explains what a share is. If you already invest, it will mostly be revision.
Is there a paperback?
Not in the UK. Bookshop.org and Amazon UK both list the 2022 DK hardback as the only print edition on sale here, checked on 18 September 2026. The cheaper routes are the £6.99 ebook or a secondhand hardback.
Who are Female Invest?
A financial education company founded by the book's three authors, Anna-Sophie Hartvigsen, Emma Due Bitz and Camilla Falkenberg. They run courses and an app for women, joined Y Combinator in 2021 and appear on the Forbes 30 Under 30 list in finance. The book grew out of the course material.
What should I read after it?
The same authors wrote Girls Just Wanna Have Impact Funds, which is about sustainable investing. For the UK tax rules this book skips, Claer Barrett's What They Don't Teach You About Money and Iona Bain's Own It! both fill the gap.
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