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Bank of England Base Rate: Where It Stands and What It Means

The Bank of England base rate is 3.75% after a 6 to 3 vote on 17 September 2026. What the hold means for mortgages, savings and energy bills.
By Stiv
 · 
September 17, 2026
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Not Boring Camera Review UK: The iPhone Camera App With Actual Dials

September's App of the Month: (Not Boring) Camera, the free iPhone camera app with real dials, a dozen click sounds and film styles applied before you press the shutter. Apple made it a 2026 …
By Stiv
 · 
September 17, 2026
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Which Lenders Does Sprive Support?

Sprive's FAQ names sixteen lenders. The download banner on the same page says fourteen. Here is the full list, the two numbers, and what to do if yours is missing.
By Stiv
 · 
September 16, 2026
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Monzo Perks vs Max: Which Plan Should You Pay For?

The gap between Monzo Perks and Max is £10 a month, and it buys three insurance policies. Priced honestly against buying them separately.
By Stiv
 · 
September 15, 2026
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Huel vs Real Food: Is Meal Replacement Actually Cheaper?

Last updated: 14 September 2026. Every figure in this Huel vs real food comparison was priced on huel.com and tesco.com on 7 September 2026. By Stiv · Design, technology and personal finance Affiliate disclosure: …
By Stiv
 · 
September 14, 2026
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Cheap Gifts That Look Expensive: 14 UK Picks Under £25

Twenty pounds buys a Cecily Brown. Fourteen things under £25 from gallery shops and deadstock dealers, every price checked this week. The trick is buying after the exhibition closes.
By Stiv
 · 
September 13, 2026

From the Archives

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Last updated: 4 October 2026 By Stiv · Design, technology and personal finance This is an opinion piece. Views expressed are the author's own and do not constitute professional advice. This article contains affiliate …
By Stiv
 · 
April 7, 2026
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Last updated: 19 July 2026 By Stiv · Design, technology and personal finance I've been using Sprive with my Nationwide mortgage since October 2021. This guide is based on the actual setup process and …
By Stiv
 · 
October 8, 2025
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Last updated: 17 September 2026 By Stiv · Design, technology and personal finance I've been remortgaging and overpaying my own Nationwide mortgage since October 2021, using Sprive to make £100 monthly overpayments. This guide …
By Stiv
 · 
April 16, 2026
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Our boiler died, so I let an AI find me a gas engineer. Three weeks, two trades and around £3,000 later, here is the honest Hey Alfie review, including the bits that annoyed me. …
By Stiv
 · 
August 10, 2026
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Last updated: 9 June 2026 By Stiv · Design, technology and personal finance This article is for informational purposes only and does not constitute financial advice. Always do your own research or consult a …
By Stiv
 · 
November 26, 2025
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Last updated: 27 August 2026 By Stiv · Design, technology and personal finance This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral …
By Stiv
 · 
March 22, 2026

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