The gift shops I use through Sprive at Christmas, when the cashback reaches my mortgage, and the returns and tracking catches.
Bank Rate is up to 4% and the Autumn Budget is in. What changes for your mortgage, savings, investments and energy bill, and when, with every figure sourced.
November 1, 2026Comments are off for this post.
Sprive Cashback Shops: Every Brand in the App and What It Pays
All the Sprive cashback shops in my app, from Nando's to Wayfair, with each rate, search and filters. Updated every fortnight.
October 18, 2026Comments are off for this post.
Five Years of Sprive: What It Actually Did to My Mortgage
Five years of Sprive on my own mortgage: £10,237.41 overpaid, a remortgage from Nationwide to Halifax, and what the cashback actually added.
October 4, 2026Comments are off for this post.
What Is a Sprive Boost? Seven Days, and What It Actually Pays
A Sprive boost lifts your cashback rate for seven days, and it arrives on its own. What mine paid, and why Supercharge is a display toggle rather than extra cashback.
September 17, 2026Comments are off for this post.
Bank of England Base Rate: Where It Stands and What It Means
The Bank of England base rate is 3.75% after a 6 to 3 vote on 17 September 2026. What the hold means for mortgages, savings and energy bills.
September 16, 2026Comments are off for this post.
Which Lenders Does Sprive Support?
Sprive's FAQ names sixteen lenders. The download banner on the same page says fourteen. Here is the full list, the two numbers, and what to do if yours is missing.
August 18, 2026Comments are off for this post.
Which Supermarkets Does Sprive Support?
Seven supermarkets. Seven rates. One catch: the cashback never reaches your bank account, it goes straight at your mortgage. Here's exactly what Sprive pays at Tesco, ASDA, M&S and the rest, taken from my own app rather than a press release.
July 20, 2026Comments are off for this post.
That Mortgage App on the Channel 4 Advert? It’s Sprive
Last updated: 13 October 2026
By Stiv · Design, technology and personal finance
I have used Sprive since October 2021, making regular overpayments through the app, first on a Nationwide mortgage and now on a Halifax one.
This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.
This is not financial advice. It is one homeowner's experience, shared to help you make your own call.
So you spotted the Sprive advert on the telly and wondered what that mortgage app actually is. Here is the short answer: yes, the mortgage app on the Channel 4 advert is Sprive, and it helps you chip away at your mortgage a little faster. Below, I explain what it does, whether it is legit, and what it is like to use.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Want to try the app from the advert?
The current Sprive sign-up offer and how to claim it are kept up to date on our referral page.
Just seen the advert? The app behind it is explained below. For every Sprive guide in one place, see our Sprive guides hub.
Read more
June 30, 2026Comments are off for this post.
Sprive Gift Cards: The Reloadable Card Explained
Sprive gift cards are now reloadable. Here is how the one-card, Apple Wallet and auto top-up setup works, from my own use since 2021.
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