Last updated: 31 October 2026

By Stiv · Design, technology and personal finance

Every April, we go through the same routine. The ISA allowance resets, savings rates shift, and there is a brief window where everyone actually pays attention to where their money is sitting. The best savings options for the new tax year are worth sorting now, before the motivation fades and another 12 months slip by. Here is what the CoolCuration team is doing with ours this year, along with a look at the platforms and accounts worth considering right now.

One change you no longer need to plan around: the cut to the cash ISA limit for under-65s, due in April 2027, was scrapped in the Autumn Budget on 28 October 2026. The full £20,000 can still go into a cash ISA. My Autumn Budget 2026 guide covers the savings tax rise that did go ahead.

Important: this is not financial advice. This article is for informational purposes only. Nothing in this post constitutes a recommendation to open any particular account, invest in any product, or take any specific financial action. Savings rates, ISA rules, and tax treatment can change at any time. CoolCuration is not authorised or regulated by the Financial Conduct Authority and cannot advise you on what is right for your circumstances. Always do your own research or speak to a qualified, independent financial adviser before making financial decisions. This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

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