Discount Archives - Page 3 of 3

May 5, 2025 — Comments are off for this post.

Get £20 Free with Our Onestream Referral Code

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

If you’re after reliable broadband without the sky-high price tag, this one’s for you. Use our Onestream referral code UK when signing up and you could get a £20 account credit just for switching your broadband provider. Whether you’re moving house, fed up with slow speeds, or just want to save a few quid, Onestream is well worth a look.

👉 Check the current Onestream referral offer here

The £20 credit and prices below were correct as of May 2025 and may have changed. Always check the current offer terms on our Onestream page before signing up.

How to Pay Off Your Mortgage Faster (UK): 7 Moves That Save Thousands

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This is the strategy I follow myself. I've been overpaying my Nationwide mortgage since October 2021, using a combination of Sprive's auto-save feature and tracking the impact over time. This is based on over four years of real use.

If you want to pay off your mortgage faster in the UK, you don't need extreme budgeting or a "one weird trick". You need a clear plan that focuses on the biggest levers: interest rate, consistency, and avoiding fees. This page is the master strategy guide. It shows you what to do, in what order, and what to check so you don't accidentally trigger Early Repayment Charges.

Your home may be repossessed if you do not keep up repayments on your mortgage.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. This is information, not financial advice, and CoolCuration is not authorised by the Financial Conduct Authority.

Grab the Sprive welcome bonus

If Sprive ends up being part of your plan, the latest sign-up offer and how to claim it live on our referral page.

See the current Sprive offer

Is Sprive Any Good? Honest UK Verdict for Homeowners

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

Quick context before the verdict: I pay a Nationwide mortgage myself and have put £100 a month through Sprive since October 2021, so this opinion rests on over four years of actual overpayments rather than a quick trial.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Your home may be repossessed if you do not keep up repayments on your mortgage. CoolCuration is not authorised by the Financial Conduct Authority and this is not financial advice.

Thinking of trying Sprive?

If you decide to give the app a go, the current sign-up bonus and the steps to claim it are kept up to date on our referral page.

Claim the Sprive sign-up bonus

Is Sprive any good? That is the question most UK homeowners land on after hearing about the mortgage overpayment app for the first time. You have probably seen it on Dragons' Den, spotted it on Trustpilot, or had a friend mention it over a pint. In my experience, for many people with a mortgage who want to overpay but struggle to stay consistent, Sprive does the job well, though whether it suits you depends on your lender support and your habits. It is not magic, it is not going to halve your mortgage overnight, and it is not for everyone. But after using it since October 2021 with my Nationwide mortgage, making regular monthly overpayments, I think it earns its place on your phone. Here is why. Read more

Published by Stiv in Discount, Finance, Personal finance, Reviews

Tags: budgeting, cashback mortgage app, is Sprive worth it, mortgage app UK, mortgage overpayment app, mortgage overpayments, Open Banking, pay off mortgage faster, personal finance apps, Sprive, Sprive review, uk fintech, UK mortgages