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July 20, 2026 — Comments are off for this post.

That Mortgage App on the Channel 4 Advert? It’s Sprive

Last updated: 20 July 2026

By Stiv · Design, technology and personal finance

I have used Sprive with my Nationwide mortgage since October 2021, making regular overpayments through the app, so this is written from about four years of real use.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

This is not financial advice. It is one homeowner's experience, shared to help you make your own call.

So you spotted the Sprive advert on the telly and wondered what that mortgage app actually is. Here is the short answer: yes, the mortgage app on the Channel 4 advert is Sprive, and it helps you chip away at your mortgage a little faster. Below, I explain what it does, whether it is legit, and what it is like after four years of real use.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Want to try the app from the advert?

The current Sprive sign-up offer and how to claim it are kept up to date on our referral page.

Get the Sprive referral bonus

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Published by Stiv in Apps, Finance, Mortgage, Personal finance
Tags: how to pay off mortgage faster, mortgage, mortgage app, mortgage overpayment, mortgage overpayment app, personal finance, Sprive, Sprive app
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January 1, 2025 — Comments are off for this post.

How to Pay Off Your Mortgage Faster (UK): 7 Moves That Save Thousands

Last updated: 19 July 2026

By Stiv · Design, technology and personal finance

This is the strategy I follow myself. I've been overpaying my Nationwide mortgage since October 2021, using a combination of Sprive's auto-save feature and tracking the impact over time. This is based on over four years of real use.

If you want to pay off your mortgage faster in the UK, you don't need extreme budgeting or a "one weird trick". You need a clear plan that focuses on the biggest levers: interest rate, consistency, and avoiding fees. This page is the master strategy guide. It shows you what to do, in what order, and what to check so you don't accidentally trigger Early Repayment Charges.

Your home may be repossessed if you do not keep up repayments on your mortgage.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. This is information, not financial advice, and CoolCuration is not authorised by the Financial Conduct Authority.

Grab the Sprive welcome bonus

If Sprive ends up being part of your plan, the latest sign-up offer and how to claim it live on our referral page.

See the current Sprive offer

Read more
Published by Stiv in Discount, Finance, Money saving, Personal finance, Saving, Services
Tags: cashback apps UK, compound interest savings, home finance UK, how to pay off mortgage faster, mortgage calculator, mortgage overpayments, mortgage repayment, pay off mortgage faster, Sprive app, Sprive review, UK mortgage tips

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