Tuck Referral Code STIVE22: Up to £3 Bonus Cashback

Last updated: 8 October 2026

This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

How to use the Tuck referral code

1. Download the app, which is called tuck., from the App Store or Google Play. You need to be 18 or over and live in the UK, and the app checks your ID.
2. Enter the code STIVE22 when you sign up.
3. Buy cashback cards worth at least £10 in total. That can be one card or more than one.
4. The bonus appears in your wallet within three to five days of reaching £10.

Make that first purchase quickly. Tuck reduces the referral bonus if your first purchase comes more than 48 hours after you download the app. New users also get a separate welcome bonus, and its size changes with Tuck's current promotion. To get it, verify your account and make a first purchase over £10 within 24 hours of downloading.

Once you have joined, you get your own code too. You can earn bonus cashback for up to 10 friends.

How Tuck cashback works

Tuck sells digital gift cards that it calls cashback cards. Each card works at one retailer. You pay for it in the app with Apple Pay, Google Pay or an instant bank payment. Tuck then adds the cashback to your wallet straight away. Paying by instant bank payment earns a little extra cashback.

In a shop, you show the barcode at the till or add the card to Apple Wallet or Google Wallet. Online, you copy the card number and PIN into the retailer's checkout, in the box for gift cards or vouchers.

The money comes from the retailer. Each brand pays Tuck a commission on the cards it sells, and Tuck passes that on to you as cashback.

Tuck cashback rates at popular UK shops

I checked these rates on Tuck's brand list on 8 October 2026. They are "up to" figures, and Tuck changes them often.

On a £100 weekly shop at Tesco, 4% is £4 a week, or £208 over a year. Tesco cards only work at the till, though. Tuck's own Tesco guide rules out online orders and Tesco petrol stations.

For more ways to cut the food bill, our guide to cashback on groceries in the UK covers the supermarket options side by side.

Getting your Tuck cashback out

Tuck needs £10 in your wallet before you can redeem it. After that you have two options:

• To your bank account: Tuck charges £0.30 per withdrawal, and the money takes three to five days to arrive.
• As a new cashback card: it arrives instantly, there is no fee, and Tuck adds extra cashback on top.

Your cashback can expire. Standard cashback expires six months after Tuck awards it if you don't buy a cashback card in that time. Bonus cashback, including the referral bonus, expires six months after it is awarded whether you use the app or not. So spend or withdraw a bonus within six months.

Key facts about Tuck

• Company: Tuck Technology Ltd, registered in England and Wales under company number 12857517 and based in Leicester
• Cost: the app is free to download, and bank withdrawals cost £0.30 each
• Who can join: UK residents aged 18 and over, after an ID check
• Brands: 265 on Tuck's brand list, across supermarkets, restaurants, fashion, travel and entertainment
• Payment methods: Apple Pay, Google Pay and instant bank payment
• Minimum to redeem: £10
• Ratings: on the UK App Store since September 2021, and rated 4.7 out of 5 from 1,027 ratings in October 2026

The catches with Tuck cashback cards

Cards can't be refunded. Once Tuck issues a card, you can't cancel, return or exchange it, except in rare cases the brand agrees to. So buy the card at the till for the amount you are about to pay, rather than in advance.

Part-spent balances don't update themselves. If you only use part of a card, you have to enter the remaining balance in the app by hand. Otherwise you lose track of what is left.

Some cards only work in store. Tesco, Morrisons, Marks and Spencer, Nando's and Costa are all till-only. Check the online and in-store labels on each brand before you rely on one.

Tuck isn't a bank. Its terms say it does not run a custodial or banking service. That means cashback in your wallet is not a deposit protected by the Financial Services Compensation Scheme. Withdrawing once you pass £10 keeps the amount you are owed small.

Tuck compared with other cashback apps

JamDoughnut works the same way, with gift cards bought in the app and cashback paid when you buy. Our JamDoughnut referral code page has its offer and rates if you want to compare the two for your regular shops.

Cashback sites such as TopCashback and Quidco pay out later. You click through to a retailer, and the cashback only pays out once the retailer confirms the purchase, which can take weeks. Tuck pays as soon as you buy the card, but you have to buy the card first.

Our guide to the best cashback apps in the UK sets the main options next to each other.

Join Tuck with code STIVE22

FAQs

What is the Tuck referral code?

Our Tuck referral code is STIVE22. Enter it when you sign up, then spend £10 in the app. You get up to £3 in bonus cashback within three to five days. I checked these referral terms on 8 October 2026.

Is Tuck legit?

Tuck is run by Tuck Technology Ltd, a company registered in England and Wales under number 12857517. The app has been on the UK App Store since 2021 and is rated 4.7 out of 5 from more than 1,000 ratings.

Does Tuck work at Tesco?

Yes, in store only, at up to 4% cashback. You show the card's barcode at the till. It doesn't work for Tesco online orders or at Tesco petrol stations.

What is the minimum withdrawal on Tuck?

£10. A bank withdrawal costs £0.30 and takes three to five days. Taking it as a new cashback card is instant and free, and Tuck adds extra cashback.

Does Tuck cashback expire?

Yes. Standard cashback expires after six months if you don't buy a cashback card in that time. Bonus cashback expires six months after it is awarded, whatever you do.

How much is the Tuck welcome bonus?

It changes with Tuck's current promotion. To get it, verify your account and spend over £10 within 24 hours of downloading the app.

More from CoolCuration

• TopCashback referral code: cashback on online shopping, plus a sign-up bonus.
• Airtime Rewards: cashback that comes off your mobile phone bill.
• Quidco: how the UK cashback site pays out on online orders.
• Shop app by Shopify: order tracking and Shop Cash on purchases at Shopify stores.
• Gifts for foodies: presents for people who plan their week around dinner.

Cashback rates, bonuses and terms change, so check the app before you buy a card. This page is not financial advice, and if you are unsure about a money decision, speak to a qualified adviser. This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

We are proud supporters of a safer more private internet via encouraging people to use Brave browser and are actively taking on Spammers as part of ProjectHoneypot. This site is hosted on servers that run on 100% renewable energy in the UK thanks to GreenWebHosting.

This site contains affiliate links, including to Amazon.com and Amazon.co.uk. We may earn a commission if you make a purchase or sign up for a service via these links, at no extra cost to you. All offers and promotions are accurate at the time of publication but are subject to change or withdrawal by the businesses featured. We cannot guarantee their continued availability. Read our full affiliate disclosure.

Reviews and opinions on CoolCuration reflect the personal experience of our writers at the time of publication. They are not professional endorsements and your experience may differ. Scores use our Cool Factor rating system and are given independently of any commercial relationship.

All content on CoolCuration is provided for informational and entertainment purposes only. It does not constitute financial advice, investment recommendations or an endorsement of any product or service. We are not authorised by the Financial Conduct Authority and do not offer personalised financial guidance. You should always do your own research or consult a qualified financial advisor before making any financial decisions.