Last updated: 29 March 2026
This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.
Cool Factor: 4/5 — Stone cold
This Monzo Investments review is for anyone who wants to invest without downloading five apps, reading 19 Reddit threads, and accidentally becoming a part-time day trader. Monzo Investments keeps things simple on purpose. You pick a risk level, deposit from as little as £1, and let BlackRock-managed funds do the heavy lifting. No stock picking. No fiddling. No "should I buy Nvidia" spiral at 1am. And with the recent launch of Build Your Own portfolios, there's now more choice than ever without sacrificing that trademark Monzo simplicity.
If you're here for the bonus, head straight to our Monzo Investments referral page for the latest terms and steps.
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