My honest Tembo Money review after years of real use: HomeSaver rates, Lifetime ISAs, the mortgage service and the referral, tested for UK savers.
March 22, 2026Comments are off for this post.
Easiest Mortgage Broker UK: 4 Brokers Compared (2026)
Last updated: 9 June 2026
By Stiv · Design, technology and personal finance
For context: I hold a Nationwide mortgage myself and have put £100 a month through Sprive since October 2021, so the broker notes below sit on more than four years of hands-on mortgage admin.
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
CoolCuration is not authorised or regulated by the Financial Conduct Authority and does not provide financial advice. The information below is for general informational purposes only. Always seek advice from an FCA-regulated broker or adviser before making mortgage decisions.
Trying to find the easiest mortgage broker in the UK? I used four different brokers for quotes on the same remortgage and compared them purely on how painless the process was. Spoiler: the rates that came back were almost identical. So if the deals are basically the same, the only thing that really matters is how much of your life gets eaten up by the process. That's even more true right now, as UK mortgage rates have climbed sharply following the Middle East conflict and lenders are repricing fast.
Here's how Habito, Better.co.uk, Sprive and Charles Cameron & Associates stacked up, ranked from smoothest to most old-school.
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