My honest InvestEngine review after six months: no-fee ETF investing, the real bonus odds, and who this low-cost UK platform actually suits.
February 2, 2026Comments are off for this post.
Lightyear review UK (2026): honest pros, cons and fees
Last updated: 9 June 2026
By Stiv · Design, technology and personal finance
This is an independent opinion piece based on my own testing of the Lightyear app and current market research. Views expressed are my own and do not constitute professional or financial advice.
Cool Factor: 4/5 (Stone cold)
In this independent Lightyear review UK, I take a proper look at one of the most talked-about investing apps in Britain right now. Lightyear has spent the past year cutting costs hard, so UK personal accounts now get free share and ETF dealing and a flat 0.1% FX fee. As a result, it sits firmly among the cheapest platforms available to UK investors today.
Affiliate disclosure: This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.
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The current new-customer offer and full terms are always kept up to date on our Lightyear referral page.
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Throughout this Lightyear review UK, I cover what Lightyear is, what you can invest in, fees, ISAs, Vaults, pros and cons, and how it compares to Freetrade, Trading 212, AJ Bell Dodl, Moneybox and Finimize. So, if you want a no-nonsense view before opening an account, read on. If you only want the sign-up offer and terms, head to our Lightyear referral page instead.
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