Last updated: 27 March 2026
This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.
Cool Factor: 4/5
In this independent Lightyear review, we take a proper look at one of the most talked-about investing apps in the UK. Lightyear recently slashed its fees, dropping FX charges to 0.10% and making all stock and ETF trading completely free. That puts it firmly among the cheapest platforms available to UK investors right now.
We cover what Lightyear is, what you can invest in, fees, ISAs, Vaults, pros, cons, and how it compares to Freetrade, AJ Bell Dodl, Sidekick, Moneybox and Finimize. If you want a no-nonsense view before opening an account, this is for you.
Looking for the referral link and sign-up bonus details? Head to the Lightyear referral page instead.
Read more
