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February 17, 2026 — Comments are off for this post.

Monzo investment fees cut: what it means and whether it’s worth it

Last updated: 17 February 2026

Quick take: Monzo investment fees are now 0.25% a year (or 0.20% on certain paid plans). If you’re a smaller-balance, set-and-forget investor, Monzo just got a lot more competitive. If you’re fee-optimising at higher balances, fund costs and fee caps still matter.

Monzo has made a change that actually matters: the platform fee for Monzo Investments is now 0.25% per year (and 0.20% if you’re on eligible paid plans). Fees accrue daily and get collected monthly from your investment account. That’s the “Monzo fee” bit, not the fund manager’s own fee (more on that below).

Published by Stiv in Apps, Finance, Investing, Services

Tags: Fees, investing, monzo, Platforms, stocks and shares isa, UK personal finance

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