UK personal finance Archives

March 15, 2026 — Comments are off for this post.

UK Mortgage Rates Rising: What the Middle East Conflict Means for Your Bills

Last updated: 29 March 2026

If you've been watching the news this month, you'll know the Middle East conflict has thrown a spanner into the UK's financial outlook. UK mortgage rates are climbing again after weeks of improvement, lenders are pulling deals, and energy prices are heading in the wrong direction. Whether you're on a fixed-rate mortgage nearing renewal or simply trying to keep your gas bill under control, the next few weeks could matter more than you think. Here's what's happening, what it means for your money, and what you can actually do about it.

Published by Stiv in Money, Personal finance

Tags: 2026, Bank of England, energy prices, Middle East conflict, mortgage rates, Ofgem price cap, remortgage, UK personal finance

February 17, 2026 — Comments are off for this post.

Monzo investment fees cut: what it means and whether it’s worth it

Last updated: 17 February 2026

Quick take: Monzo investment fees are now 0.25% a year (or 0.20% on certain paid plans). If you’re a smaller-balance, set-and-forget investor, Monzo just got a lot more competitive. If you’re fee-optimising at higher balances, fund costs and fee caps still matter.

Monzo has made a change that actually matters: the platform fee for Monzo Investments is now 0.25% per year (and 0.20% if you’re on eligible paid plans). Fees accrue daily and get collected monthly from your investment account. That’s the “Monzo fee” bit, not the fund manager’s own fee (more on that below).

Published by Stiv in Apps, Finance, Investing, Services

Tags: Fees, investing, monzo, Platforms, stocks and shares isa, UK personal finance

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