Last updated: 8 October 2026
By Stiv · Design, technology and personal finance
This Trading 212 review reflects my own experience using the app daily to invest for three months. In the end, I moved almost all of my self-managed investing to Freetrade. I still have all the apps, but I prefer Freetrade for ease of use.
This is our honest Trading 212 review after three months of using it daily to invest. When Trading 212 kept coming up in conversations, we figured we should give it a fair shot. After using it daily for a full quarter, the verdict is clear: Trading 212 is a perfectly fine platform trapped inside a frustratingly cluttered app. The fees are competitive, the savings rate is genuinely good, but the experience of actually using it every day left me reaching for Freetrade instead. In the end, I moved almost all of my self-managed investing there. Here is why.
This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.
This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.
This article is for informational purposes only and does not constitute financial advice. Investing involves risk, including the possible loss of capital. Past performance does not guarantee future results. Always do your own research or consult a qualified financial adviser before making investment decisions. CoolCuration is not authorised by the Financial Conduct Authority.
Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.
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