November 5, 2025Comments are off for this post.

JPMorgan Personal Investing Review UK, Is It Worth It?

Last updated: 10 June 2026

By Stiv ยท Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

Cool Factor: 4/5

This is my honest JPMorgan Personal Investing review for UK investors. I've spent time with the platform, tested the app, compared the fees, and put together a clear take on whether it deserves your money. If you're weighing up a managed investment platform for your ISA, pension, or general investing, this should help you decide.

This review is based on years of my own use. I've been a customer since the Nutmeg days, I was even a small backer in their Crowdcube raise before JPMorgan bought the business, an Enterprise Investment Scheme (EIS) holding that earned me roughly a 50% return on that little stake when the sale went through, and today I hold several growth pots, a pension and a Lifetime ISA on the platform. So this comes from real, ongoing use rather than marketing material.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.

Want the JPMorgan new-customer offer?

The current new-customer offer (6 months of investing with no management fees at the time of writing) and full terms are kept on our referral page. Capital at risk. Terms and conditions apply.

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July 3, 2024Comments are off for this post.

Emma App Review: Is It Worth Paying For?

Emma finance app

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Want to test Emma properly?

Our referral link stretches the standard 7-day trial to a full 30 days on any premium plan.

Start a 30-day Emma trial

This Emma app review breaks down what the budgeting app actually delivers for UK users in 2026, from the limited free plan to the paid tiers that unlock the features most people will want. Emma connects your bank accounts, credit cards and investments into a single dashboard using Open Banking, and layers on budgeting tools, subscription tracking and spending insights. It is well-designed, useful and impressively well-connected to UK financial services. The main gripes? The pricing is steep for a budgeting app, and the constant nudges to upgrade to the Ultimate plan get old fast.

Cool Factor: 4/5

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