March 20, 2025 — No Comments

How to Make the Most of Your Tax Allowance Before April 5th: Investment ISAs & Pensions

Maximise Your Tax-Free Allowance Before the Deadline

The UK tax year ends on April 5th, and if you haven’t used your £20,000 ISA allowance, now is the time to act. Investment ISAs offer a tax-efficient way to grow your wealth, and whether you prefer a managed or self-managed approach, there are great options to consider.

In this guide, we’ll cover how to:

• Use your ISA allowance before the deadline.

• Choose between a managed ISA (Nutmeg) and a self-managed ISA (Freetrade).

• Understand how ISAs and pensions can provide valuable tax relief.

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Published by Stiv in Apps, Finance, Services, Uncategorized
Tags: best pension tax relief uk, best stocks and shares isa 2025, best tax-efficient investments uk, freetrade isa review, how to use isa allowance before deadline, investment isa uk, investment isa vs pension, isa allowance deadline april 5, nutmeg isa review

August 18, 2024 — Comments are off for this post.

Why You Should Donate to Save The Common Press: A Queer LGBTQ+ Bookshop and Event Space in East London

In the heart of East London lies The Common Press, a beacon for the queer LGBTQ+ community, offering a sanctuary where diversity and inclusivity thrive. As the world becomes increasingly digital, spaces like The Common Press play a crucial role in maintaining physical, safe havens for marginalised communities.

We also featured their bookclub membership book club membership as a great service and great gift. This membership not only provides access to an array of wonderful books but also supports the ongoing efforts to keep The Common Press thriving. It would be sad to see that end!

Today, this beloved bookshop and event space faces financial challenges, and they need our help to ensure its survival. Here's why your donation is vital and how you can contribute to preserving this essential community hub.

A Unique Cultural and Community Space

Celebrating Queer Literature and Art

The Common Press is more than just a bookshop; it is a cultural institution dedicated to showcasing queer literature and art. By curating a diverse selection of books, from contemporary fiction to historical accounts, this space celebrates the richness of queer experiences. Donating to The Common Press means supporting authors, artists, and creators who may otherwise remain unheard.

Hosting Inclusive Events

From author readings and book signings to art exhibitions and workshops, The Common Press is a vibrant event space that fosters community engagement and learning. These events offer opportunities for personal growth, networking, and solidarity, strengthening the bonds within the LGBTQ+ community.

Why Your Donation Matters

Supporting Marginalized Voices

Spaces like The Common Press are vital for amplifying marginalized voices. By donating, you are directly contributing to a platform that elevates the stories and experiences of the LGBTQ+ community. This support is crucial in a world where queer voices are often sidelined.

Promoting Mental Health and Wellbeing

The importance of safe, inclusive spaces for mental health and wellbeing cannot be overstated. The Common Press provides a welcoming environment where individuals can express themselves freely, find support, and connect with others who share similar experiences. Your donation helps maintain this sanctuary, offering solace and community for many.

Preserving Local Heritage

East London has a rich history of diversity and activism. The Common Press is a continuation of this legacy, embodying the spirit of resistance and resilience. By supporting this space, you are helping to preserve an important part of local heritage that honors and celebrates the LGBTQ+ community.

How You Can Help

The Common Press has launched a fundraiser to secure the funds needed to keep its doors open. Every contribution, no matter how small, makes a significant impact. Here’s how you can help:

  1. Donate: Visit the fundraiser page and make a donation. Your financial support is crucial to the survival of this essential community space.
  2. Share: Spread the word about the fundraiser on social media, email, or by word of mouth. The more people know about the campaign, the more likely it is to succeed.
  3. Engage: Attend events, purchase books, and participate in the community. Your engagement helps sustain the vibrancy of The Common Press.

Conclusion

The Common Press is more than just a bookshop; it is a cornerstone of the LGBTQ+ community in East London. By donating to their fundraiser, you are helping to ensure that this invaluable space continues to thrive. Your support means preserving a sanctuary for queer literature, art, and community events, making a lasting impact on countless lives. Together, we can save The Common Press and continue to celebrate and uplift the voices that matter.

Consider giving the gift of a Common Press book club membership, a thoughtful gesture that supports the ongoing mission of this vital community space.

Donate Now and be a part of this important movement to preserve an essential community space.

Published by Stiv in Bookworms, LGBTQ+, Uncategorized
Tags: Book club membership gift, Common Press fundraiser, Donate to LGBTQ+ causes, East London community spaces, LGBTQ+ bookshop East London, LGBTQ+ event space East London, LGBTQ+ safe space, Preserve The Common Press, Queer bookshop London, Queer cultural hub, Queer events London, Support marginalized voices, Support queer literature

July 3, 2024 — Comments are off for this post.

Emma App Review: Simplifying Your Financial Life with an Exclusive 30-Day Free Trial

Emma finance app

Managing personal finances can often feel overwhelming, but the Emma app is here to change that. In this Emma app review, we'll explore how this innovative tool can streamline your financial life, making budgeting, tracking expenses, and saving money easier than ever. Plus, we have an exclusive offer for you: using our Emma referral code, you can enjoy a 30-day free trial of any plan—much longer than the usual 7-day trial!

What is Emma?

Emma is a comprehensive finance management app designed to help you take control of your money. By linking all your bank accounts, credit cards, and financial products in one place, Emma provides a clear and detailed overview of your financial health. The app offers various features aimed at simplifying money management, such as budgeting tools, expense tracking, and insights into your spending habits.

Key Features of the Emma App

  1. Budgeting Made Easy: Emma allows you to set budgets for different categories, ensuring you never overspend. It provides real-time updates on your spending, so you always know where your money is going.
  2. Expense Tracking: With Emma, tracking expenses is straightforward. The app categorizes your transactions automatically, making it easier to see how much you're spending on groceries, entertainment, bills, and more.
  3. Subscription Management: Emma helps you keep track of all your subscriptions. It alerts you to any upcoming payments and even suggests potential savings by identifying subscriptions you may no longer need.
  4. Bank Account Integration: Link all your financial accounts, including bank accounts, credit cards, and investments, to get a complete picture of your financial status.
  5. Advanced Analytics: Emma provides detailed insights into your spending patterns, helping you make informed financial decisions. It highlights areas where you can cut back and shows you the impact of your spending habits.
  6. Debt Tracking: If you're working on paying off debt, Emma can help you track your progress. It gives you a clear view of your outstanding balances and helps you develop a repayment plan.

Exclusive 30-Day Free Trial with Our Emma Referral Code

While Emma typically offers a 7-day free trial for new users, we have an exclusive deal for you. By using our Emma referral code, you can extend your free trial to 30 days. This gives you ample time to explore all the features and see how Emma can transform your financial management.

How to Get Started

  1. Download the App: Emma is available on both iOS and Android platforms. Visit our link to download the app.
  2. Sign Up: Create an account by providing some basic information. Make sure to enter our Emma referral code during the sign-up process to activate your 30-day free trial.
  3. Link Your Accounts: Connect your bank accounts, credit cards, and other financial products to Emma. The app uses bank-level security to protect your data, so you can rest assured that your information is safe.
  4. Explore the Features: Take advantage of the extended trial period to explore all the features Emma has to offer. Set up your budgets, track your expenses, and gain insights into your financial habits.

Why Choose Emma?

Emma stands out among financial management apps due to its user-friendly interface, comprehensive features, and insightful analytics. It simplifies the complex task of managing your finances, helping you save time and money. Whether you're looking to stick to a budget, manage your subscriptions, or pay off debt, Emma provides the tools you need to succeed.

Final Thoughts

In this Emma app review, we've highlighted how Emma can simplify your financial life. With its robust set of features, intuitive design, and powerful analytics, Emma is a must-have tool for anyone looking to take control of their finances. Don't miss out on our exclusive offer—use our Emma referral code to enjoy a 30-day free trial of any plan and start your journey towards better financial health today.

Ready to simplify your finances? Download Emma now and use our referral code for an extended free trial. Experience the difference Emma can make in managing your money effortlessly.

Published by Stiv in Android, Apple, Apps, Finance, Investing, Saving, Services, Uncategorized
Tags: budgeting apps, budgeting tools, debt tracking, Emma app review, Emma referral code, expense tracking, financial management, money management, personal finance

June 30, 2024 — Comments are off for this post.

Sonos Ace Headphones Review: Premium Sound and Comfort

When it comes to premium audio experiences, Sonos is a name that often stands out. Known for their exceptional sound systems, Sonos has now ventured into the world of personal audio with their Ace Headphones. In this review, we’ll dive deep into what makes the Sonos Ace Headphones a must-have for audiophiles and casual listeners alike.

Unboxing and First Impressions

The Sonos Ace Headphones come in sleek, minimalist packaging that exudes sophistication. Upon opening the box, you’re greeted with the headphones neatly nestled in a protective case. The package also includes a USB-C charging cable, an audio cable for wired listening, and a quick start guide.

From the first glance, the Ace Headphones impress with their premium build quality. The combination of matte and glossy finishes, along with the subtle Sonos branding, gives these headphones a modern and stylish look.

Design and Comfort

One of the standout features of the Sonos Ace Headphones is their ergonomic design. The headphones are lightweight, and the adjustable headband ensures a snug fit for all head sizes. The ear cups are generously padded with memory foam, providing excellent comfort even during extended listening sessions.

The controls are intuitively placed on the ear cups, allowing for easy adjustment of volume, playback, and noise cancellation settings. The inclusion of touch-sensitive panels adds a futuristic touch, making these headphones as functional as they are stylish.

Audio Performance

When it comes to sound quality, the Sonos Ace Headphones truly shine. These headphones deliver a balanced and dynamic sound profile, making them suitable for all genres of music. The bass is deep and punchy without being overwhelming, the mids are clear and detailed, and the highs are crisp and precise.

One of the most impressive features is the active noise cancellation (ANC). The Sonos Ace Headphones use advanced ANC technology to effectively block out ambient noise, allowing you to immerse yourself fully in your music. Whether you’re in a noisy office or a bustling café, these headphones create a serene listening environment.

Connectivity and Battery Life

The Sonos Ace Headphones are equipped with Bluetooth 5.0, ensuring a stable and seamless connection with your devices. Pairing is quick and hassle-free, and the headphones support multi-device connectivity, allowing you to switch effortlessly between your phone, tablet, and laptop.

Battery life is another area where these headphones excel. With up to 30 hours of playtime on a single charge, the Sonos Ace Headphones can easily last through a long day of use. Additionally, the fast-charging feature provides several hours of playback with just a quick 15-minute charge.

Additional Features

The Sonos Ace Headphones come with a built-in microphone that delivers crystal-clear call quality. The microphone also supports voice assistants like Siri and Google Assistant, making it easy to control your music, check the weather, or send a text with simple voice commands.

Another noteworthy feature is the customizable sound settings available through the Sonos app. The app allows you to fine-tune the sound profile to your liking, ensuring a personalized listening experience.

Final Verdict

In summary, the Sonos Ace Headphones are a fantastic addition to the Sonos lineup and a strong contender in the premium headphone market. With their exceptional sound quality, effective noise cancellation, comfortable design, and impressive battery life, these headphones offer excellent value for money.

Whether you’re a dedicated audiophile or someone looking for a high-quality pair of headphones for everyday use, the Sonos Ace Headphones are sure to exceed your expectations. Experience the pinnacle of personal audio with the Sonos Ace Headphones, click here to see them in our gift guide.

Published by Stiv in Audiophiles, Commuter, Designers, Uncategorized
Tags: Audiophile gear, Noise cancellation headphones, Premium headphones, Sonos Ace Headphones, Sonos headphones review, Tech reviews

June 15, 2024 — Comments are off for this post.

Freetrade Review 2024: The Best Investment App?

Freetrade Review 2024 image of the freetrade app

In the ever-evolving world of investment, finding a platform that suits your needs can be challenging. Enter Freetrade, an app that has gained significant traction over the past few years. In this "Freetrade Review 2024," we'll delve into the app's features, benefits, and potential drawbacks to help you decide if it's the right choice for your investment journey.

What is Freetrade?

Freetrade is a commission-free investment app designed to make investing accessible to everyone. Launched in 2016, it has grown rapidly, appealing to both novice investors and seasoned traders. The app is available on iOS and Android, offering a user-friendly interface that simplifies the process of buying and selling stocks.

Key Features of Freetrade

Commission-Free Trading

One of Freetrade's standout features is its commission-free trading. Unlike traditional brokers that charge per trade, Freetrade allows users to buy and sell stocks without incurring transaction fees. This can result in significant savings, particularly for frequent traders.

Fractional Shares

Freetrade offers the ability to purchase fractional shares, allowing investors to buy a portion of a stock rather than a whole share. This feature is particularly beneficial for those looking to invest in high-priced stocks without needing a large amount of capital upfront.

Wide Range of Investments

The app provides access to a broad selection of stocks, ETFs, and investment trusts from major markets, including the US and the UK. This variety enables users to diversify their portfolios easily.

User-Friendly Interface

Freetrade's interface is designed with simplicity in mind. The intuitive layout ensures that even those new to investing can navigate the app with ease. Features like stock search, portfolio tracking, and detailed stock information are all easily accessible.

Educational Resources

For those looking to learn more about investing, Freetrade offers a range of educational resources. From blog posts and newsletters to community forums, users can find valuable information to help them make informed investment decisions.

Freetrade Review 2024: Benefits of Using Freetrade

Accessibility

Freetrade’s low-cost model and ease of use make it an excellent choice for beginner investors. There’s no minimum investment required, allowing anyone to start their investment journey with any amount they’re comfortable with.

Transparency

Freetrade is known for its transparency. There are no hidden fees, and the app clearly outlines any costs associated with premium features or foreign exchange transactions.

ISA and SIPP Options

For those interested in tax-efficient investing, Freetrade offers Individual Savings Accounts (ISAs) and Self-Invested Personal Pensions (SIPPs). These options can help investors save on taxes and plan for the future.

Freetrade Review 2024: Potential Drawbacks

Limited Advanced Trading Features

While Freetrade is excellent for beginners and casual investors, it may lack some of the advanced trading features that experienced traders seek. For example, there are no options for margin trading or short selling.

No Cryptocurrency Trading

As of 2024, Freetrade does not support cryptocurrency trading. Investors interested in digital assets will need to look elsewhere.

Customer Support

Some users have reported that Freetrade's customer support can be slow to respond. While the app's community forum can be helpful, direct support may not always be prompt.

Freetrade Plus

For users seeking more features, Freetrade offers a premium service called Freetrade Plus. For a monthly fee, Freetrade Plus members gain access to additional stocks, priority customer support, and other advanced features like limit orders and stop losses.

Conclusion: Is Freetrade Right for You?

In summary, Freetrade is an excellent app for those looking to dip their toes into the world of investing without incurring high fees. Its user-friendly interface, commission-free trading, and educational resources make it particularly appealing to beginners. However, advanced traders may find the app lacking in certain areas.

If you're looking for a straightforward, cost-effective way to start investing, Freetrade is certainly worth considering. We hope this "Freetrade Review 2024" has provided you with the insights needed to make an informed decision about whether Freetrade aligns with your investment goals.

Get a Free Share with Our Referral Link

As a special bonus, when you sign up for Freetrade using our unique referral link, you'll receive a free share! This is a fantastic way to kickstart your investment journey with a little extra boost. Simply go to our feature page here, click on the link, complete the sign-up process using the code provided and top up the minimum amount, the free share will be credited to your account by Freetrade.

Published by Stiv in Finance, Investing, Services, Uncategorized
Tags: apps, investing, investment, referral
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December 2, 2020 — Comments are off for this post.

KORG iWAVESTATION – App of the week – (mini spotlight)

This is the second entry in our new weekly mini-series that will focus on our favourite new App of the week. This week our choice is iWAVESTATION by KORG.

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Published by Stiv in Audiophiles, Technology lover, Travel lover, Uncategorized
Tags: app, appoftheweek, apps, fun, korg, music, musicians
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November 22, 2020 — Comments are off for this post.

App of the week – Reflection (mini spotlight)

Our new weekly mini series will focus on our favourite new App of the week. This weeks mini spotlight is on Reflection.

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Published by Stiv in Uncategorized
Tags: app, apps, spotlight
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November 12, 2020 — Comments are off for this post.

Coronaviral survival toolkit

A curated anti-Covid toolkit for crisis navigation to help everyone stay safe.

Coronavirus (Covid-19) has hit the world hard, and no matter your political stance there's no denying that the U.K. has been badly affected. So far over 50,000 people have died in the U.K.

But how do we stay safe in these unprecedented times? Are there any tools or products that are really helpful? How do we know what to believe in a world filled with misinformation and confusing rhetoric?

Fear not friend. Here at COOLCURATION, we've scoured the internet to come up with a curated anti-Covid toolkit to help you navigate this historic period.

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Published by Stiv in Uncategorized
Tags: cool, corona, coronavirus, covid, covid-19, curated, news, safe, safety, stuff, toolkit
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November 11, 2020 — Comments are off for this post.

Gift guides go live for Christmas 2020

With the launch of the COOLCURATION website we also mark the launch of our Gift guides. Curated selections of gift ideas from all over the internet tailored to anyone's taste. We look everywhere, from amazon to independent retailers and will always keep our eyes and ears peeled for the latest and greatest that the curated internet has to offer. We're always looking for great gifts to add.

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Published by Stiv in Uncategorized
Tags: cool, cool curation, gift, gift guide, gifts
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November 9, 2020 — Comments are off for this post.

The Cool Curated, something new this way comes

COOLCURATION is a new independent platform covering the latest intersections of design, technology and culture. Founded in the middle of the 2020 pandemic we seek to bring good news, good energy and the Curated Cool to your computer screens, leveraging our expertise and insights and sharing them with you.

We're starting by sharing curated cool content on a variety of topics on our blog page and we've also started putting together a series of gift guides including gift ideas from independent retailers to amazon to help make 2020 that little bit cooler.

For us this is really all about curation, we share what we like and only what we like. There's enough negativity in the world and if we don't like something, we simply don't write about it.

As curators of cool we believe in:

quality not quantity

innovation that's about being better

finding better things and sharing them

curiosity, (we can be an authority while still learning)

saying "I don't know"

finding out

more positivity

"Cool" subjectivity

keeping the planet cool

Get cool, get involved:

Our comment fields are open, and we'd love to hear from you. If you would like to recommend we cover something, or are an expert in your own right and would like to write with us, please use the below form.

Published by Stiv in Uncategorized
Tags: manifesto, new, rules
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