August 31, 2026Comments are off for this post.

Should You Fix Your Energy Tariff Before October?

Last updated: 31 August 2026

By Stiv · Design, technology and personal finance

EnergyFix or float · October 2026

Ofgem says fix. I checked the sums.

Ofgem reckons you can beat the October cap by £100 or more, so the obvious question is whether to fix your energy tariff before it lands on 1 October. So I ran the only supplier prices you can check without handing over a postcode against Ofgem’s own regional cap tables. Indeed, Octopus’s twelve month fix does beat the cap in every region of Britain. It beats it by £47 to £82, though, and not once by £100.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

This is not financial advice, and CoolCuration is not FCA authorised. Tariffs, rates and offers change constantly, so always check the supplier’s own site before you commit.

Thinking about switching as well as fixing?

My Octopus Energy page keeps the current switching credit and the sign-up steps up to date, so you are never working from a stale offer.

See the Octopus referral offer

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August 27, 2026Comments are off for this post.

Energy Price Cap October 2026: What the £60 Rise Means

Last updated: 27 August 2026

By Stiv · Design, technology and personal finance

EnergyOfgem · October 2026

Up £60 a year, and two right answers

Ofgem confirmed the energy price cap October 2026 on Wednesday morning. A typical direct debit household paying for gas and electricity moves from £1,663 to £1,723 a year. That is £60 more, or roughly £5 a month. Meanwhile you will also see £1,935 quoted elsewhere, plus a 4% figure sitting awkwardly next to a 3.6% one. None of those numbers are wrong, and the reason is the interesting part.

This article contains affiliate or referral links. If you click through and sign up, I may earn a commission at no extra cost to you. It does not affect my editorial view.

This is not financial advice. Cap rates, tariffs and offers change often. So always check the current terms on the supplier’s own site first.

Weighing up a switch before October?

Our Octopus Energy page keeps the current referral credit and the switching steps up to date. That way you are not working from a stale offer.

See the Octopus referral offer

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May 30, 2026Comments are off for this post.

Energy Price Cap July 2026: 13% Rise and What you can do

Last updated: 27 August 2026

By Stiv · Design, technology and personal finance

Update, 27 August 2026: this page covers the July to September 2026 cap, which has now been superseded. Ofgem confirmed the next level on 26 August 2026 and it takes effect on 1 October. For the current figures, read our energy price cap October 2026 guide.

The energy price cap July 2026 is going up by 13% from 1 July, and for a typical dual-fuel household paying by direct debit that means an annual bill of £1,862, which is £221 more than today. In other words, you have roughly five weeks to do something about it before the new rates land. Here is the good bit, though: for most people this rise is voluntary, because a fixed deal below the cap can sidestep it entirely.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Energy Price Cap Update: 13% increase from 1 July

A typical dual-fuel bill rises from £1,641 to £1,862 a year, about £18 a month more.

You have until 30 June to fix.

13%
cap increase
£1,862
new annual cap
£221
extra per year

Energy prices, tariffs, and the Ofgem price cap change quarterly. This post reflects the Q3 2026 cap announced 27 May 2026. Always verify current rates with your supplier or at ofgem.gov.uk.

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May 10, 2026Comments are off for this post.

How To Read Your Energy Bill UK: The 2026 Guide

Last updated: 27 August 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Your energy bill arrives every month. You glance at the total, wince, and close it. Most of us have no clue whether the number is right, whether we're overpaying, or what any of the line items actually mean. So here's how to read energy bill statements properly, in about five minutes flat.

Honestly, we stared at our own bills for nearly three years before any of it clicked. The numbers looked made up. The terminology was designed by people who hate clarity. Once you understand the four or five lines that actually matter, you can immediately tell if you're overpaying, if your tariff is competitive, and whether switching would save you money. This is the guide we wish we'd had back then.

Energy prices, tariffs, and government support schemes change regularly. All figures in this post are verified as of 27 August 2026. Always check your supplier's website or Ofgem for the latest information.

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May 7, 2026Comments are off for this post.

How to Switch Business Energy UK: A Small Business Guide (2026)

Last updated: 27 August 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

If you run a small business in the UK and you want to switch business energy, you're in the right place. Most business owners never actively choose their energy supplier. They just inherit whoever supplied the premises and carry on paying whatever lands in the inbox. That's an expensive way to run things, and once you understand why, the fix is surprisingly simple.

This article is for informational purposes only and does not constitute business or financial advice. Energy prices change frequently. Always verify current rates directly with suppliers.

Business energy is a different world to domestic. There's no price cap protecting you, the VAT is higher, and the market is full of brokers trying to lock you into long contracts. Several of us on the CoolCuration team are freelancers or run small businesses, so we've been through this process ourselves. Here's what we learned.

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April 6, 2026Comments are off for this post.

Octopus vs Ovo Energy 2026: Which UK Supplier Is Better?

Last updated: 27 August 2026

By Stiv · Design, technology and personal finance

If you're weighing up Octopus vs Ovo for your next energy switch, you're not alone. Both are major UK suppliers, both talk a big game on green energy, and both want your direct debit. So which one actually delivers? In this head-to-head comparison, we break down pricing, customer service, green credentials, smart tariffs, and everything else that matters when choosing between Octopus Energy and Ovo Energy in 2026.

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

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March 28, 2026Comments are off for this post.

Is Octopus Energy safe?

Last updated: 28 March 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Yes — Octopus Energy is regulated and licensed by Ofgem, meaning it must meet the same legal, financial and consumer protection standards as other major UK energy suppliers.

Quick answer
  • Octopus holds an Ofgem supply licence.
  • Default tariffs are covered by the Ofgem price cap.
  • Customers are protected under Supplier of Last Resort rules.
  • Complaints can escalate to the Energy Ombudsman.

If you're comparing switching options, you can see how joining works here: Octopus Energy switch process.

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March 27, 2026Comments are off for this post.

How to Cut Household Bills in the UK: 7 Realistic Ways to Save

Last updated: 27 August 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

The average UK household now spends well over £2,800 a month on bills and living costs. Energy alone accounts for £1,723 a year from October 2026 under the Ofgem price cap, and that is before winter usage climbs. Our energy price cap October 2026 guide has the full breakdown. Council tax is rising again. Broadband providers are quietly adding £3–4 a month to existing contracts. It all adds up fast.

So how do you actually cut household bills in the UK without making your life miserable? This guide covers seven realistic ways to reduce what you pay each month across energy, your mortgage, food shopping, broadband, mobile and more. Every suggestion links to a deeper guide or a tried-and-tested deal on this site, so you can act on each one straight away.

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March 25, 2026Comments are off for this post.

April 2026 Energy Price Cap: What the £117 Drop Means for Your Bills

Last updated: 29 March 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

The April 2026 energy price cap has been confirmed by Ofgem at £1,641 per year for a typical dual-fuel household, down £117 (6.6%) from the Q1 level of £1,758. That is a genuine saving. However, the relief looks set to be short-lived. Cornwall Insight now forecasts the July cap could rise to £1,973, an increase of £332 in a single quarter. So the next few weeks are a critical window for reviewing your tariff.

Thinking of fixing before July?

The current Octopus switching credit and how to claim it are on our referral page.

Grab the Octopus switch credit

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March 18, 2026Comments are off for this post.

Octopus Agile vs Tracker: Which Smart Tariff Saves More? (2026)

Last updated: 27 August 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Choosing between Octopus Agile vs Tracker comes down to how much pricing volatility you're willing to accept and how actively you want to manage your energy usage. Both tariffs follow wholesale markets, but they work very differently. Tracker changes your unit rate once per day. Agile changes it every 30 minutes. And while Tracker covers both gas and electricity, Agile is electricity-only.

Quick comparison

  • Tracker: daily rate, covers gas and electricity, moderate volatility.
  • Agile: half-hourly rate, electricity only, high volatility but negative pricing possible.
  • Both require a SMETS2 smart meter (or certain SMETS1 models).
  • Both have no exit fees.
  • Both include Price Cap Protect at 100p/kWh for electricity.

If you're exploring Octopus more broadly, keep switching and referral details centralised here: Octopus Energy referral guide.

Decided on a smart tariff?

Whichever you pick, the current Octopus sign-up credit and steps are on our referral page.

Claim the Octopus sign-up credit

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