octopus energy Archives

May 30, 2026 — Comments are off for this post.

Energy Price Cap July 2026: 13% Rise and What you can do

Last updated: 30 May 2026

By Stiv · Design, technology and personal finance

The energy price cap July 2026 is going up by 13% from 1 July, and for a typical dual-fuel household paying by direct debit that means an annual bill of £1,862, which is £221 more than today. In other words, you have roughly five weeks to do something about it before the new rates land. Here is the good bit, though: for most people this rise is voluntary, because a fixed deal below the cap can sidestep it entirely.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Energy Price Cap Update: 13% increase from 1 July

A typical dual-fuel bill rises from £1,641 to £1,862 a year, about £18 a month more.

You have until 30 June to fix.

13%
cap increase

£1,862
new annual cap

£221
extra per year

Energy prices, tariffs, and the Ofgem price cap change quarterly. This post reflects the Q3 2026 cap announced 27 May 2026. Always verify current rates with your supplier or at ofgem.gov.uk.

Published by Stiv in Energy, Money saving, Personal finance

Tags: energy bills, energy price cap, fixed energy tariff, gas prices, octopus energy, Ofgem, save money on bills, switch energy supplier

May 10, 2026 — Comments are off for this post.

How To Read Your Energy Bill UK: 2026 Plain English Guide

Last updated: 10 May 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Your energy bill arrives every month. You glance at the total, wince, and close it. Most of us have no clue whether the number is right, whether we're overpaying, or what any of the line items actually mean. So here's how to read energy bill statements properly, in about five minutes flat.

Honestly, we stared at our own bills for nearly three years before any of it clicked. The numbers looked made up. The terminology was designed by people who hate clarity. Once you understand the four or five lines that actually matter, you can immediately tell if you're overpaying, if your tariff is competitive, and whether switching would save you money. This is the guide we wish we'd had back then.

Energy prices, tariffs, and government support schemes change regularly. All figures in this post are verified as of May 2026. Always check your supplier's website or Ofgem for the latest information.

Published by Stiv in Energy, Money saving, Personal finance, Services

Tags: energy bills, energy price cap, how to read energy bill, octopus energy, Ofgem, save money on bills, smart meters, standing charge, switching energy

May 7, 2026 — Comments are off for this post.

How to Switch Business Energy UK: A Small Business Guide (2026)

Last updated: 13 April 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

If you run a small business in the UK and you want to switch business energy, you're in the right place. Most business owners never actively choose their energy supplier. They just inherit whoever supplied the premises and carry on paying whatever lands in the inbox. That's an expensive way to run things, and once you understand why, the fix is surprisingly simple.

This article is for informational purposes only and does not constitute business or financial advice. Energy prices change frequently. Always verify current rates directly with suppliers.

Business energy is a different world to domestic. There's no price cap protecting you, the VAT is higher, and the market is full of brokers trying to lock you into long contracts. Several of us on the CoolCuration team are freelancers or run small businesses, so we've been through this process ourselves. Here's what we learned.

Published by Stiv in Energy, Money, Money saving

Tags: business energy, business energy supplier, Climate Change Levy, energy switching, freelancer energy, octopus energy, small business UK, sole trader energy, switch business energy, VAT business energy

April 6, 2026 — Comments are off for this post.

Octopus vs Ovo Energy 2026: Which UK Supplier Is Better?

Last updated: 6 April 2026

By Stiv · Design, technology and personal finance

If you're weighing up Octopus vs Ovo for your next energy switch, you're not alone. Both are major UK suppliers, both talk a big game on green energy, and both want your direct debit. So which one actually delivers? In this head-to-head comparison, we break down pricing, customer service, green credentials, smart tariffs, and everything else that matters when choosing between Octopus Energy and Ovo Energy in 2026.

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Published by Stiv in Energy, Money saving, Services

Tags: energy comparison, energy switching, green energy, octopus energy, Ovo Energy, price cap, smart tariffs, UK energy supplier

March 28, 2026 — Comments are off for this post.

Is Octopus Energy safe?

Last updated: 28 March 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Yes — Octopus Energy is regulated and licensed by Ofgem, meaning it must meet the same legal, financial and consumer protection standards as other major UK energy suppliers.

Quick answer

Octopus holds an Ofgem supply licence.
Default tariffs are covered by the Ofgem price cap.
Customers are protected under Supplier of Last Resort rules.
Complaints can escalate to the Energy Ombudsman.

If you're comparing switching options, you can see how joining works here: Octopus Energy switch process.

Published by Stiv in Discount, Energy, Saving, Services, UK Made

Tags: consumer protection, energy supplier safety, octopus energy, Ofgem, switching energy, UK energy regulation

March 27, 2026 — Comments are off for this post.

How to Cut Household Bills in the UK: 7 Realistic Ways to Save

Last updated: 10 June 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

The average UK household now spends well over £2,800 a month on bills and living costs. Energy alone accounts for £1,641 a year from April 2026 under the new Ofgem price cap, and that is after a 7% reduction. Council tax is rising again. Broadband providers are quietly adding £3–4 a month to existing contracts. It all adds up fast.

So how do you actually cut household bills in the UK without making your life miserable? This guide covers seven realistic ways to reduce what you pay each month across energy, your mortgage, food shopping, broadband, mobile and more. Every suggestion links to a deeper guide or a tried-and-tested deal on this site, so you can act on each one straight away.

Published by Stiv in Discount, Finance, Guides, Saving

Tags: bills, broadband, energy bills, energy saving, grubby, household bills, meal kits, mobile, money saving, mortgage, octopus energy, Ofgem price cap, referral offers, save money UK, Sprive, UK household

March 25, 2026 — Comments are off for this post.

April 2026 Energy Price Cap: What the £117 Drop Means for Your Bills

Last updated: 29 March 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

The April 2026 energy price cap has been confirmed by Ofgem at £1,641 per year for a typical dual-fuel household, down £117 (6.6%) from the Q1 level of £1,758. That is a genuine saving. However, the relief looks set to be short-lived. Cornwall Insight now forecasts the July cap could rise to £1,973, an increase of £332 in a single quarter. So the next few weeks are a critical window for reviewing your tariff.

Thinking of fixing before July?

The current Octopus switching credit and how to claim it are on our referral page.

Grab the Octopus switch credit

Published by Stiv in Carbon conscious, Energy, Money saving, Saving, Services

Tags: April 2026, energy bills, energy price cap, fixed tariff, octopus energy, Ofgem

March 18, 2026 — Comments are off for this post.

Octopus Agile vs Tracker: Which Smart Tariff Saves More? (2026)

Last updated: 29 March 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Choosing between Octopus Agile vs Tracker comes down to how much pricing volatility you're willing to accept and how actively you want to manage your energy usage. Both tariffs follow wholesale markets, but they work very differently. Tracker changes your unit rate once per day. Agile changes it every 30 minutes. And while Tracker covers both gas and electricity, Agile is electricity-only.

Quick comparison

Tracker: daily rate, covers gas and electricity, moderate volatility.
Agile: half-hourly rate, electricity only, high volatility but negative pricing possible.
Both require a SMETS2 smart meter (or certain SMETS1 models).
Both have no exit fees.
Both include Price Cap Protect at 100p/kWh for electricity.

If you're exploring Octopus more broadly, keep switching and referral details centralised here: Octopus Energy referral guide.

Decided on a smart tariff?

Whichever you pick, the current Octopus sign-up credit and steps are on our referral page.

Claim the Octopus sign-up credit

Published by Stiv in Energy, Reviews, Saving, Services, UK Made

Tags: Agile tariff, dynamic pricing, octopus energy, Ofgem price cap, smart energy tariffs, Tracker tariff, UK energy bills

March 9, 2026 — Comments are off for this post.

Is Octopus Energy Regulated by Ofgem? UK Licensing and Consumer Protection (2026)

Last updated: 29 March 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Yes. Octopus Energy is regulated by Ofgem, the UK's independent energy regulator. That means Octopus must follow the same consumer protection rules, pricing regulations and licensing requirements as every other domestic energy supplier in Great Britain. In practical terms, this covers everything from how you're billed to how quickly you can switch and what happens if things go wrong.

Quick answer

Octopus Energy holds both gas and electricity supply licences from Ofgem.
Default tariffs are subject to the Ofgem price cap.
Switching, billing and complaint handling rules all apply.
Customers can escalate unresolved complaints to the Energy Ombudsman.
If Octopus ever failed, the Supplier of Last Resort (SoLR) process would protect your supply and credit balance.

If you're reviewing suppliers and want to see how switching works in practice, start here: Octopus Energy switch process.

Reassured and ready to switch?

The current Octopus new-customer credit is listed on our referral page, kept up to date.

See the live Octopus credit

Published by Stiv in Discount, Energy, Saving, Services, UK Made

Tags: consumer protection, energy switching, octopus energy, Ofgem, price cap, UK energy regulation

March 2, 2026 — Comments are off for this post.

Octopus Tracker Tariff Explained: Daily Pricing, Risks and Savings (2026)

Last updated: 29 March 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

The Octopus Tracker tariff explained in plain English: it's a smart energy deal where your unit rate changes daily based on wholesale market prices. Unlike standard variable tariffs capped by Ofgem, Tracker follows the market more closely. As a result, it can dip below the price cap when wholesale costs are low, but it can also climb higher during volatile periods.

Quick summary

Unit rates change daily based on wholesale costs.
Standing charges stay fixed (reviewed every three months).
Price Cap Protect limits: 100p/kWh electricity, 30p/kWh gas.
No exit fees, but you can't rejoin for 9 months if you leave early.
Requires a SMETS2 smart meter (or certain SMETS1 models).

If you're comparing Octopus switching routes and want the current sign-up credit, keep referral details centralised here: Octopus Energy referral guide.

Tempted by Tracker?

Our Octopus referral page keeps the current new-customer credit and joining steps in one place.

Get the Octopus credit

Published by Stiv in Energy, Services, UK Made

Tags: energy bills UK, octopus energy, Ofgem price cap, smart energy tariffs, switching energy, Tracker tariff