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October 16, 2025 — Comments are off for this post.

Biscuit Bank Account Review 2026: Is It Worth It?

Last updated: 6 September 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

Cool Factor: 3/5

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Thinking of opening Biscuit?

The refer-a-friend bonus is live again at £20, and our Zopa Biscuit referral page carries the steps and the current terms.

Open a Zopa Biscuit account

This Biscuit bank account review takes a look at Zopa's free current account after months of real-world use. Zopa rebuilt it during 2026, so it now pays 1% AER (variable) as standard and lets you pick one benefit on top: 2.75% AER (variable) interest, 3% cashback on eating out, or 3% cashback on bills. There is a free Caffè Nero drink every month as well. But does it actually deliver? We break down what works, what falls short and whether it deserves a spot on your phone in 2026.

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Published by Stiv in Android apps, Apple apps, Apps, Finance, Personal finance, Reviews

Tags: biscuit bank account, biscuit bank account review, biscuit bank account review 2025, cashback account, coolcuration, current account, digital banking, fintech, FSCS, high interest savings, mobile banking, personal finance, referral bonus, regular saver, uk banking, uk money apps, zopa, zopa bank, zopa bank review

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