Monzo Perks goes from £7 to £9 a month and Max from £17 to £19. Here are all the new plan prices, the dates that matter, and the honest maths.
April 12, 2026Comments are off for this post.
Monzo vs Starling 2026: Which UK Challenger Bank Is Better?
Last updated: 22 August 2026
By Stiv · Design, technology and personal finance
The Monzo vs Starling debate is the one that never dies in UK personal finance. Both are app-first, both are FSCS-protected, and both let you spend abroad without sneaky fees. On paper, they look almost identical. But after using both across our team for years, the differences show up in the daily details. This is not a spec sheet comparison. It is what actually matters when you open both apps every day.
This article is for informational purposes only and does not constitute financial advice. CoolCuration is not authorised by the Financial Conduct Authority (FCA) and does not provide personalised financial guidance. This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. We have no commercial relationship with Starling Bank.
Picking Monzo? Grab the sign-up reward
Join through a referral link and make a card payment within 30 days, and a random £20, £50 or £100 lands in your account; the steps are on our Monzo page.
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April 5, 2026Comments are off for this post.
Best Banking App UK 2026: Which One Should You Use?
Last updated: 22 August 2026
By Stiv · Design, technology and personal finance
This article is for information only and does not constitute financial advice. CoolCuration is not authorised by the Financial Conduct Authority. Always check the latest details directly with each provider before opening an account or making any financial decision. If you are unsure, consider speaking to an independent financial adviser.
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
Finding the best banking app UK in 2026 is genuinely difficult. Every challenger bank promises slick budgeting tools, market-leading rates and cashback on everything. Meanwhile, the traditional banks have finally woken up and started building apps that actually work. So which ones are worth your time, and which are all sizzle and no steak?
We use all five of the banks in this guide as part of a multi-account setup that has evolved over several years of hands-on testing. This is not a surface-level comparison based on press releases. It is a practical breakdown of what each app actually does well, where it falls short and how to combine them for maximum benefit.
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March 28, 2026Comments are off for this post.
Monzo Sign Up Bonus: Up to £100 Is Back (2026)
Last updated: 22 August 2026
By Stiv · Design, technology and personal finance
The Monzo sign up bonus is back at the top end. New customers who join through a referral link now get a randomly selected reward of £20, £50 or £100, so the £100 tier that vanished last year is live again. However, before you get too excited, it is worth knowing that 94% of people land on £20.
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. This is not financial advice.
Want the Monzo sign up bonus?
The current offer, the odds and the exact steps to claim it are always kept up to date on our referral page.
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November 26, 2025Comments are off for this post.
Is Zopa Biscuit Safe? UK Safety and FSCS Guide 2026
Last updated: 9 June 2026
By Stiv · Design, technology and personal finance
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
Happy with the safety answer already?
No referral bonus is running at the moment, but any current Zopa Biscuit offer is listed on our referral page, together with how to open the account.
Zopa's Biscuit bank account has made waves with its 2% interest, cashback on bills and a 7.10% AER Regular Saver. But before handing over your money, you probably want to know: is Zopa Biscuit safe? The short answer is yes. Zopa is a fully licensed UK bank, regulated by the FCA and PRA, and your deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS). Below, we break down exactly what that means and what you should know before opening an account.
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October 16, 2025Comments are off for this post.
Biscuit Bank Account Review 2026: Is It Worth It?
Last updated: 22 August 2026
By Stiv · Design, technology and personal finance
This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.
Cool Factor: 4/5
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
Thinking of opening Biscuit?
The refer-a-friend bonus has ended, but our Zopa Biscuit referral page always carries whatever offer is currently running, plus the sign-up steps.
This Biscuit bank account review takes a look at Zopa's free current account after months of real-world use. With 2% interest on balances, 2% cashback on bills and access to one of the UK's best regular savers at 7.10% AER, it promises a lot for a no-fee account. But does it actually deliver? We break down what works, what falls short and whether it deserves a spot on your phone in 2026.
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