A year of paying £9 a month for Monzo Perks, with the honest maths on what I actually claim and what earns nothing.
Monzo Perks goes from £7 to £9 a month and Max from £17 to £19. Here are all the new plan prices, the dates that matter, and the honest maths.
July 23, 2026Comments are off for this post.
Best Current Account UK 2026: Ranked and Compared
Current accounts2026 Edit
The best current account is the one you actually enjoy opening
Picking the best current account in 2026 is no longer just about interest. It is about the app you tap ten times a day, the perks that quietly pay you back, and the switch bonus that lands in a week. So I have ranked the accounts I actually use, judged on design, everyday feel and real numbers, then grouped the rest by the job they do best.
Last updated: 22 August 2026
By Stiv · Design, technology and personal finance
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
This is not financial advice, and CoolCuration is not authorised by the Financial Conduct Authority. Rates, fees and bonuses change often, so always check the provider and consider your own circumstances first.
Want the Monzo refer-a-friend bonus?
Monzo runs a refer-a-friend scheme where you and a friend can both get a bonus. The amount is set at random by Monzo, starts at £5 and is shown in-app, so I keep the current offer and the steps to claim it updated on our referral page.
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July 1, 2026Comments are off for this post.
Monzo Review UK: An Honest Opinion After Four Years
Last updated: 22 August 2026
By Stiv · Design, technology and personal finance
This Monzo review is based on my own experience using Monzo as my main current account for over four years, on the £9 a month Perks plan. I run everyday spending, Pots and my Sprive mortgage overpayments through it, so this is real use rather than a weekend trial.
This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. This page is general information, not financial advice.
Cool Factor: 4/5
Banking / Opinion
Welcome to my honest Monzo review, written from the inside rather than the marketing deck. I have banked with Monzo since well before it became a household name, so this is four years of daily use talking. Monzo is now the UK's largest digital bank, with more than 15 million customers. However, the interesting question is not how big it has become. Instead, it is whether the everyday account and app still feel special, or whether the spark is quietly fading.
Fancy trying Monzo with our referral link?
New customers can get a random reward that starts at £5. The current offer, and the exact steps to claim it, are always kept up to date on our referral page.
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October 16, 2025Comments are off for this post.
Biscuit Bank Account Review 2026: Is It Worth It?
Last updated: 22 August 2026
By Stiv · Design, technology and personal finance
This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.
Cool Factor: 4/5
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
Thinking of opening Biscuit?
The refer-a-friend bonus has ended, but our Zopa Biscuit referral page always carries whatever offer is currently running, plus the sign-up steps.
This Biscuit bank account review takes a look at Zopa's free current account after months of real-world use. With 2% interest on balances, 2% cashback on bills and access to one of the UK's best regular savers at 7.10% AER, it promises a lot for a no-fee account. But does it actually deliver? We break down what works, what falls short and whether it deserves a spot on your phone in 2026.
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