The best free budgeting apps in the UK for 2026, compared: what each free tier really includes, what is paywalled, and who each app suits.
July 25, 2026Comments are off for this post.
Best Free Budgeting Apps UK 2026
April 22, 2026Comments are off for this post.
Best Apps to Save Money UK 2026: The Ones We Actually Use
Last updated: 10 June 2026
By Stiv ยท Design, technology and personal finance
There are hundreds of money-saving apps in the UK app stores. Most of them are rubbish. The best apps to save money are the ones we've tested over the past few years, narrowed down and kept on our phones because they actually work. No fluff, no apps we downloaded once and forgot about. Just the ones that earned a permanent spot.
Between the team we've got about 12 money apps installed. Half of them we actually use. The other half sit there judging us. We tried about 20 apps before settling on this list. Some were too fiddly. Some had great ideas but terrible execution. A couple were brilliant but shut down. These are the survivors.
This article is for informational purposes only and does not constitute financial advice. Some apps in this list offer savings and investment features. Your capital may be at risk. CoolCuration is not authorised by the Financial Conduct Authority. This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
Our top money-saving pick
If you only set up one, make it Chip: it is the app that has quietly saved us the most by moving money before we miss it.
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October 29, 2025Comments are off for this post.
Amazon UK Cashback Hack: Turn Spending Into Mortgage Savings
Last updated: 8 June 2026
By Stiv · Design, technology and personal finance
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
This article is for information only and does not constitute financial advice. CoolCuration is not authorised by the Financial Conduct Authority. Rates and terms can change; always check the provider's current terms before acting. Your home may be repossessed if you do not keep up repayments on your mortgage.
If you want to squeeze more value out of every Amazon UK order, this Amazon UK cashback method is worth knowing about. The idea is simple: instead of buying directly from Amazon, you buy Amazon gift cards through the Sprive app, earn cashback on each card, and then funnel that cashback straight into your mortgage. Over time, those small percentages quietly chip away at your balance and interest. Combine it with a spending tracker like Emma to see exactly where your money goes, and you have a system that turns routine shopping into purposeful saving.
This is not financial advice. Always check your mortgage terms before making overpayments.
Want the Sprive sign-up bonus?
The whole method runs on Sprive, so it is the one to set up first. The current welcome offer and the steps to claim it are kept up to date on our referral page.
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