cashback apps Archives - COOLCURATION

April 22, 2026 — Comments are off for this post.

Best Apps to Save Money UK 2026: The Ones We Actually Use

Last updated: 22 April 2026

There are hundreds of money-saving apps in the UK app stores. Most of them are rubbish. The best apps to save money are the ones we've tested over the past few years, narrowed down and kept on our phones because they genuinely work. No fluff, no apps we downloaded once and forgot about. Just the ones that earned a permanent spot.

Between the team we've got about 12 money apps installed. Half of them we actually use. The other half sit there judging us. We tried about 20 apps before settling on this list. Some were too fiddly. Some had great ideas but terrible execution. A couple were genuinely brilliant but shut down. These are the survivors.

This article is for informational purposes only and does not constitute financial advice. Some apps in this list offer savings and investment features. Your capital may be at risk. CoolCuration is not authorised by the Financial Conduct Authority. Many of the links below are referral links, which means we may earn a small reward if you sign up. This costs you nothing and in most cases gives you a bonus too.

Published by Stiv in Apps, Finance, Money saving, Personal finance, Saving

Tags: airtime rewards, auto-saving, budgeting apps, cashback apps, chip app, emma app, JamDoughnut, money saving apps, monzo, personal finance uk, Plum app, saving apps UK, Sprive, TopCashback, TrainPal

March 28, 2026 — Comments are off for this post.

Best Cashback Apps UK 2026: TopCashback, Sprive & Airtime

Last updated: Friday 28th March 2026

If you're still paying full price for your groceries, energy bills and online shopping in 2026, you're leaving hundreds of pounds on the table. The best cashback apps in the UK have evolved far beyond basic reward schemes, with some offering instant payouts while others help you pay off your mortgage faster. We tested the UK's most popular cashback platforms to find out which ones actually deliver.

Whether you want passive earnings through card-linked tracking, instant supermarket discounts or mortgage overpayment bonuses, there's a cashback strategy that fits your spending habits. Here's everything you need to know about the best cashback apps UK shoppers are using in 2026.

Published by Tristan in Money, Personal finance, UK Deals

Tags: airtime rewards, cashback apps, money saving apps, personal finance, Sprive cashback, TopCashback, UK money saving

February 8, 2026 — Comments are off for this post.

Sprive Mortgage App Review UK: Honest Verdict After 4 Years (2026)

Last updated: 19 April 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

I've been using Sprive with my Nationwide mortgage since October 2021, making £100 monthly overpayments through the app's auto-save feature. In that time I've overpaid a total of £3,294.55, including cashback from Shop with Sprive on our weekly shops. This review is based on over four years of real, daily use.

If you're looking for a realistic way to make progress on your mortgage without committing to rigid overpayments, the Sprive mortgage app is one of the better-known tools in the UK. This Sprive mortgage app review focuses on what actually matters: how it works in day-to-day use, who it's good for, and where it falls short. It's not a sales pitch, and it's not a deep dive into regulation or bonuses. If you're mainly concerned about security and FCA regulation, we cover that separately: Is Sprive safe?

Cool Factor

★★★★☆

4 out of 5

Published by Stiv in Discount, Saving, Services

Tags: cashback apps, cashback apps UK, home finance UK, mortgage app, mortgage overpayments, Open Banking, pay off mortgage, pay off mortgage faster, personal finance tools, Sprive, Sprive app, Sprive mortgage app review, Sprive review, UK finance apps

October 8, 2025 — Comments are off for this post.

How the Sprive App Works: Step-by-Step UK Guide (2026)

Last updated: 19 April 2026

By Stiv · Design, technology and personal finance

I've been using Sprive with my Nationwide mortgage since October 2021. This guide is based on the actual setup process and over four years of daily use.

If you're trying to figure out how the Sprive app works, you're probably weighing up whether it's worth the setup effort or whether you'll download it and never open it again. This guide covers the mechanics only: what you do in the app, what happens next, and what to check so you don't accidentally trip over your lender's overpayment rules.

Published by Stiv in Finance, Personal finance, Saving, Services

Tags: cashback apps, cool curation, finance app, how Sprive app works, mortgage helper, mortgage overpayment, mortgage saving, Open Banking apps UK, pay off mortgage faster, personal finance uk, referral app, smart money apps, Sprive app, uk money tools