April 22, 2026Comments are off for this post.

Best Apps to Save Money UK 2026: The Ones We Actually Use

Last updated: 10 June 2026

By Stiv · Design, technology and personal finance

There are hundreds of money-saving apps in the UK app stores. Most of them are rubbish. The best apps to save money are the ones we've tested over the past few years, narrowed down and kept on our phones because they actually work. No fluff, no apps we downloaded once and forgot about. Just the ones that earned a permanent spot.

Between the team we've got about 12 money apps installed. Half of them we actually use. The other half sit there judging us. We tried about 20 apps before settling on this list. Some were too fiddly. Some had great ideas but terrible execution. A couple were brilliant but shut down. These are the survivors.

This article is for informational purposes only and does not constitute financial advice. Some apps in this list offer savings and investment features. Your capital may be at risk. CoolCuration is not authorised by the Financial Conduct Authority. This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Our top money-saving pick

If you only set up one, make it Chip: it is the app that has quietly saved us the most by moving money before we miss it.

Try Chip

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March 28, 2026Comments are off for this post.

Best Cashback Apps UK 2026: TopCashback, Sprive & Airtime

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

If you're still paying full price for your groceries, energy bills and online shopping in 2026, you're leaving hundreds of pounds on the table. The best cashback apps UK shoppers use have evolved far beyond basic reward schemes, with some offering instant payouts while others help you pay off your mortgage faster. We tested the UK's most popular cashback platforms to find out which ones actually deliver.

Whether you want passive earnings through card-linked tracking, instant supermarket discounts or mortgage overpayment bonuses, there's a cashback strategy that fits your spending habits. Here's everything you need to know about the best cashback apps UK shoppers are using in 2026.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. This is information, not financial advice.

Our top cashback pick

If you only set one app up, TopCashback is the one I reach for first. It covers the most retailers and pays out from just £1.

Get started with TopCashback

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December 15, 2020Comments are off for this post.

Airtime Rewards Review UK: Is It Worth It?

Last updated: 10 June 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

This Airtime Rewards review covers everything we think you need to know about one of the UK's most effortless cashback apps. Link a card, spend as normal, and watch credit build up towards your phone bill. It sounds almost too simple to be true, but after using it for years we can confirm: it actually works. We also have a referral code that gets you up to a £5 bonus when you join and spend £5 within 7 days.

Cool Factor: 4/5 — Stone cold

Want the Airtime Rewards bonus?

Our referral page has the current code and the steps to claim up to a £5 bonus when you join and spend £5 within 7 days.

Get the Airtime Rewards bonus

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