Sprive's FAQ names sixteen lenders. The download banner on the same page says fourteen. Here is the full list, the two numbers, and what to do if yours is missing.
September 16, 2026Comments are off for this post.
Which Lenders Does Sprive Support?
February 5, 2026Comments are off for this post.
Is Sprive Safe? UK Security, FCA Status and Your Money (2026)
Last updated: 24 October 2026
By Stiv ยท Design, technology and personal finance
I've had Sprive connected to my bank account and mortgage since October 2021, Nationwide first and Halifax since a June 2026 remortgage. Everything in this guide is informed by using the app with my own money since then.
Connecting a new app to your bank account and mortgage feels risky. I had the same reaction the first time I looked at Sprive: "wait, you want access to my bank so you can pay off my mortgage faster?" It sounded clever but also slightly terrifying. So before trusting it with my own accounts, I checked whether Sprive is safe: who regulates it, how Open Banking protects your bank login, and where your money is actually held. Here's what I found.
This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them. CoolCuration is not authorised by the Financial Conduct Authority and does not give financial advice.
Already convinced and just want the bonus?
The live Sprive sign-up offer and the claiming steps are on our referral page.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Checking Sprive out properly? Sensible. Once you have read this, our Sprive guides hub collects every guide we have written on the app in one place.
Read moreFollow us: Instagram
Copyright 2026 CoolCuration | Privacy Policy | Cookie Policy | Affiliate Disclosure | Cool Factor
-----------
We are proud supporters of a safer more private internet via encouraging people to use Brave browser and are actively taking on Spammers as part of ProjectHoneypot. This site is hosted on servers that run on 100% renewable energy in the UK thanks to GreenWebHosting.
This site contains affiliate links, including to Amazon.com and Amazon.co.uk. We may earn a commission if you make a purchase or sign up for a service via these links, at no extra cost to you. All offers and promotions are accurate at the time of publication but are subject to change or withdrawal by the businesses featured. We cannot guarantee their continued availability. Read our full affiliate disclosure.
Reviews and opinions on CoolCuration reflect the personal experience of our writers at the time of publication. They are not professional endorsements and your experience may differ. Scores use our Cool Factor rating system and are given independently of any commercial relationship.
All content on CoolCuration is provided for informational and entertainment purposes only. It does not constitute financial advice, investment recommendations or an endorsement of any product or service. We are not authorised by the Financial Conduct Authority and do not offer personalised financial guidance. You should always do your own research or consult a qualified financial advisor before making any financial decisions.