September 16, 2026 — Comments are off for this post.

Which Lenders Does Sprive Support?

Sprive's FAQ names sixteen lenders. The download banner on the same page says fourteen. Here is the full list, the two numbers, and what to do if yours is missing.

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March 12, 2026 — Comments are off for this post.

Sprive Cashback Explained: Gift Cards, Rates and Real-World Tips (2026)

Last updated: 13 October 2026

By Stiv · Design, technology and personal finance

I have used Shop with Sprive for my weekly shops since October 2021, alongside monthly auto-save overpayments on my mortgage, so everything below comes from buying gift cards at real checkouts.

This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them. CoolCuration is not authorised by the Financial Conduct Authority, and this is not financial advice.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Get the Sprive bonus first

Before we get into the mechanics, the current welcome offer and how to claim it are detailed on our referral page.

Claim the Sprive bonus

"Cashback towards your mortgage" sounds brilliant, until you hit the fine print: gift cards, checkout friction, and that one purchase that never tracked. This Sprive cashback explained guide covers how Shop with Sprive actually works in practice, which retailers are worth the effort, and a simple test for whether it's a genuine time-saver or just another app you'll forget about.

Getting more from Sprive cashback? The mechanics are below. For every other Sprive guide in one place, see our Sprive guides hub, updated as the app changes.

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March 5, 2026 — Comments are off for this post.

Sprive vs Manual Overpaying: Which Method Pays Your Mortgage Off Faster?

Last updated: 13 October 2026

By Stiv ยท Design, technology and personal finance

I have been overpaying my mortgage since October 2021, with Nationwide and now Halifax, using Sprive's auto-save alongside manual payments, so this comparison is based on living with both approaches.

If you are trying to pay your mortgage off faster, you have got two realistic routes: use an app like Sprive to automate overpayments, or just do it yourself with a standing order. This guide compares Sprive vs manual overpaying honestly. It is not here to sell you on either option. It is here to help you pick the approach you will actually stick with, because consistency is what moves the numbers.

This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them. This is information, not financial advice, and CoolCuration is not authorised by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Trying Sprive anyway?

If the app route wins you over, the live sign-up offer and the claim steps are listed on our referral page.

See the Sprive sign-up offer

App or standing order? The comparison is below. For every Sprive guide in one place, see our Sprive guides hub, kept current as the app changes.

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