Sprive gift cards are now reloadable. Here is how the one-card, Apple Wallet and auto top-up setup works, from four years of real use.
April 13, 2026Comments are off for this post.
How to Get Cashback on Groceries UK: Save £100+ a Year (2026)
Last updated: 8 June 2026
By Stiv · Design, technology and personal finance
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
This article is for information only and does not constitute financial advice. CoolCuration is not authorised by the Financial Conduct Authority. Rates and terms can change; always check the provider's current terms before acting.
If you want cashback on groceries UK, there are a handful of apps that deliver results. We have been using JamDoughnut, TopCashback, and Sprive for our own weekly food shops for months, and the savings quietly stack up. This is not couponing. This is not switching to own-brand everything. It is simply routing your existing spending through an app that gives you a percentage back.
We ran the numbers on a typical £80 weekly Tesco shop using JamDoughnut and, at a standard rate of around 2%, that works out at roughly £83 back over a year. When rates get "pumped up" (more on that below), it could be closer to £125 or more. For cashback beyond groceries, see our full cashback apps roundup.
Our pick for grocery cashback
Of the three we use, JamDoughnut is the one I like best for the weekly shop, thanks to the widest supermarket list and instant payouts.
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March 21, 2026Comments are off for this post.
Monzo vs Chase UK: Which Bank Account Is Better? (2026)
Last updated: 9 June 2026
By Stiv · Design, technology and personal finance
Affiliate disclosure: This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
After the bigger sign-up bonus?
Chase's refer-a-friend offer pays £50 when you join and deposit £1,000 within 30 days; our referral page walks you through it.
If you're weighing up Monzo vs Chase in 2026, you're in good company. Both are app-only banks, both are free to open, and both promise to make managing your money less painful. However, once you dig past the slick onboarding screens, the two take noticeably different approaches to savings, cashback and everyday features.
Chase (a trading name of J.P. Morgan Europe Limited) lures new customers with a boosted saver rate and 2% cashback on everyday spending. Monzo, the UK's original fintech darling, counters with powerful budgeting tools, paid plan perks like a free Railcard, and one of the most feature-rich banking apps on the market.
Below, we break down every meaningful difference so you can pick the one that actually fits your life. We also link to both referral offers if you want a bonus for signing up.
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March 12, 2026Comments are off for this post.
Sprive Cashback Explained: Gift Cards, Rates and Real-World Tips (2026)
Last updated: 9 June 2026
By Stiv · Design, technology and personal finance
I have used Shop with Sprive for my weekly shops since October 2021, alongside £100 monthly overpayments on my Nationwide mortgage, so everything below comes from over four years of buying gift cards at real checkouts.
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. CoolCuration is not authorised by the Financial Conduct Authority, and this is not financial advice.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Get the Sprive bonus first
Before we get into the mechanics, the current welcome offer and how to claim it are detailed on our referral page.
"Cashback towards your mortgage" sounds brilliant, until you hit the fine print: gift cards, checkout friction, and that one purchase that never tracked. This Sprive cashback explained guide covers how Shop with Sprive actually works in practice, which retailers are worth the effort, and a simple test for whether it's a genuine time-saver or just another app you'll forget about.
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December 31, 2025Comments are off for this post.
Best Referral Offers UK 2026: £400+ in Rewards (Stacking Guide)
Last updated: 10 June 2026
By Stiv · Design, technology and personal finance
I've been stacking UK referral offers for over four years, including using Sprive with my Nationwide mortgage since October 2021. This guide is based on what's actually landed in my own accounts.
Looking for the best referral offers UK can earn you in 2026? Honest answer: most people grab one sign-up bonus, forget the rest, and leave easy money sitting on the table. This guide is different. It's a practical stacking plan you can work through in an afternoon, with every UK referral offer we trust organised by category so you know exactly what to tackle first.
We've personally tested these offers across banking bonuses, free shares, energy switching credit, broadband deals, cashback layers and mortgage overpayment tricks. Done properly, you're looking at £400+ in total rewards without doing anything sketchy. Furthermore, several of these keep paying month after month.
Affiliate note: This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
Financial disclaimer: Anything involving investing is not financial advice. Capital at risk: the value of investments can go down as well as up and you may get back less than you invested. Offers can change without notice, so always do your own research before signing up to any product.
Start with the biggest single win
If you only do one this week, the Octopus Energy switch is the easiest one to claim: real bill credit, no shares and no lock-in.
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December 15, 2020Comments are off for this post.
Airtime Rewards Review UK: Is It Worth It?
Last updated: 10 June 2026
By Stiv · Design, technology and personal finance
This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.
This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.
This Airtime Rewards review covers everything we think you need to know about one of the UK's most effortless cashback apps. Link a card, spend as normal, and watch credit build up towards your phone bill. It sounds almost too simple to be true, but after using it for years we can confirm: it actually works. We also have a referral code that gets you up to a £5 bonus when you join and spend £5 within 7 days.
Cool Factor: 4/5 — Stone cold
Want the Airtime Rewards bonus?
Our referral page has the current code and the steps to claim up to a £5 bonus when you join and spend £5 within 7 days.
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