Last updated: 9 June 2026
By Stiv · Design, technology and personal finance
This is my own experience. I've invested in Monzo's Adventurous fund since November 2025, paying in £50 a month, with round-ups and my savings interest topping it up on the side.
This is an opinion piece. Views expressed are my own and do not constitute professional advice.
Cool Factor: 4/5 Stone cold
This Monzo Investments review is based on real money I've had invested since late 2025, not a quick five-minute demo. I wanted to invest without downloading five apps, reading 19 Reddit threads, and accidentally becoming a part-time day trader. Monzo Investments keeps things simple on purpose. You pick a risk level, deposit from as little as £1, and let BlackRock-managed funds do the heavy lifting. No stock picking. No fiddling. No "should I buy Nvidia" spiral at 1am. And with the recent launch of Build Your Own portfolios, there's now more choice than ever without losing that trademark Monzo simplicity.
Before you read on: This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. This is not financial advice.
Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.
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