Services Archives - Page 6 of 13

January 2, 2026 — Comments are off for this post.

Last Minute Tax Return UK – How to File Fast and Avoid Fines

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

If you're rushing to file a last minute tax return in the UK, you're far from alone. According to HMRC, 475,722 people filed on the very last day of the January 2026 deadline. Whether you've been putting it off, waiting on missing paperwork, or only just realised you need to file, this guide walks you through how to get your self assessment sorted quickly and avoid penalties that stack up fast.

Need your return filed fast?

The latest TaxFix new-customer discount is on our referral page, ready when you are.

Get the TaxFix offer

Published by Stiv in Finance, Saving, Services, UK Made

Tags: file online tax return uk, file tax return online UK, HMRC tax deadline, hmrc tax return help, last minute tax filing, last minute tax return, self assessment uk, tax deadline uk, tax return penalties, TaxFix referral, taxfix review

December 31, 2025 — Comments are off for this post.

Best Referral Offers UK 2026: £400+ in Rewards (Stacking Guide)

UK Referral Offers2026 Edit

The best referral offers UK, stacked in the right order

Last updated: 14 October 2026

By Stiv · Design, technology and personal finance

I have been stacking UK referral offers for years, including using Sprive on my own mortgage since October 2021. So this guide reflects what has actually landed in my own accounts, not a list lifted from a press release.

Want to know what the best referral offers UK providers are handing out in 2026? Most people grab one sign-up bonus, forget the rest, and leave easy money on the table. This guide works differently, because it is a practical stacking plan you can complete in an afternoon.

Every offer below sits in a clear category, so you always know what to tackle first. Moreover, I have re-checked each one against the provider's own live terms this month and pulled anything that has ended. Done sensibly, and if you qualify, the cash and credit here adds up to more than £400. On top of that, the cashback layers keep paying long after setup.

Affiliate note: This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

Not financial advice: nothing here is financial advice. Capital at risk applies to every investing offer, because the value of investments can go down as well as up and you may get back less than you invested. Offers, values and terms change often, so always check the provider's current terms before you sign up.

Start with the biggest single win

If you only do one thing this week, switch to Octopus Energy. It pays real bill credit, there are no shares to sell and there is no lock-in.

Switch to Octopus Energy

Published by Stiv in Discount, Finance, Money, Money saving, Referral Guides, Saving, Services, UK Deals

Tags: 2026, bank bonuses 2026, cashback, cashback deals, energy switching, free money UK, free shares, investment bonuses, money saving, referral codes UK, referral offers, referrals, sign up bonuses, sign-up bonuses, uk fintech

December 10, 2025 — Comments are off for this post.

Veganuary Ideas UK: How to Do Veganuary the Easy Way

Last updated: 26 March 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Every January, millions of people across the UK try going plant-based for a month. If you're searching for Veganuary ideas that actually work, this guide has you covered. From practical meal plans to a brilliant shortcut using a Grubby vegan meal kit, you'll find everything you need to make Veganuary feel easy, affordable and genuinely enjoyable. No willpower required.

Published by Stiv in Carbon conscious, Discount, Foodie, Services, UK Made

Tags: easy vegan meals, grubby, healthy eating, how to do veganuary, plant based january, plant-based, uk meal kits, vegan, vegan boxes uk, vegan food delivery, vegan lifestyle, vegan meal kits, vegan recipes, vegan recipes uk, veganuary, veganuary ideas, veganuary tips

December 7, 2025 — Comments are off for this post.

Farewill Review 2026: Best Online Will Writing Service UK?

Last updated: 10 June 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

Cool Factor: 4/5 — Stone cold

If you're reading this Farewill review, you've probably hit that stage of adulting where you've accepted two awkward truths. First, you are — unfortunately — mortal. Second, you'd quite like to decide who gets your things instead of leaving it up to chance or your cousin who still owes you £40.

Farewill is the UK's biggest online will writer, with over 20,000 Trustpilot reviews and a 4.9-star rating. So let's dig into whether it lives up to the hype, whether it's genuinely legit, and whether you should use it over a solicitor.

Published by Stiv in Discount, Finance, Reviews, Self-care Champion, Services, UK Made

Tags: best online wills UK, end of life planning, Farewill discount, Farewill review, Farewill vs solicitors, is Farewill legit, online will writing UK, probate services UK, will writing services

December 3, 2025 — Comments are off for this post.

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

Filing your end of year tax return in the UK can feel overwhelming, but getting it done early saves you stress, money, and a potential run-in with HMRC. Whether you need to report self-employment income, a side hustle, rental earnings, or investment gains, this guide walks you through every deadline, explains how to file, and shows you how to save 35% on your return with TaxFix.

This article is for general information only and does not constitute financial or tax advice. Always check official guidance on GOV.UK or speak to a qualified accountant.

Filing this year's return with TaxFix?

Our referral page always carries the current new-customer saving and the steps to use it.

Claim the TaxFix saving

Published by Stiv in Finance, Services

Tags: coolcuration, end of year tax return, fast tax return, hmrc tax deadlines, january tax deadline, online tax filing, self assessment uk, tax tips uk, taxfix, taxfix review, uk tax return

November 26, 2025 — Comments are off for this post.

Is Zopa Biscuit Safe? UK Safety and FSCS Guide 2026

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

Happy with the safety answer already?

The Zopa Biscuit referral is live again and pays £20, and our referral page sets out the steps and the current terms.

Check the Zopa Biscuit page

Zopa's Biscuit bank account has made waves by letting you choose your own perk: 2.75% AER interest on your balance, 3% cashback on eating out, or 3% cashback on bills. But before handing over your money, you probably want to know: is Zopa Biscuit safe? The short answer is yes. Zopa is a fully licensed UK bank, regulated by the FCA and PRA, and your deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS). Below, we break down exactly what that means and what you should know before opening an account.

Published by Stiv in Apps, Finance, Saving, Services

Tags: Biscuit Account, Cashback Accounts, digital banking, fintech, FSCS Protection, High Interest Accounts, money saving, uk banking, UK Current Accounts, zopa bank, Zopa Biscuit

November 18, 2025 — Comments are off for this post.

Easy Vegan Christmas Guide UK: Tips, Ideas and Shortcuts

Last updated: 24 March 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Planning a vegan Christmas UK style doesn't have to mean hours in the kitchen or a table full of beige food. Whether you're fully plant-based or simply exploring meat-free options this festive season, this guide covers everything you need. From quick planning tips to a handy shortcut using a Grubby meal-kit box, you'll find practical advice to make your vegan Christmas feel special, stress-free and genuinely delicious.

Published by Stiv in Carbon conscious, Christmas, Discount, Foodie, Services, UK Made

Tags: easy vegan christmas, grubby vegan box, plant based christmas, uk vegan meal box, vegan christmas dinner, vegan christmas food, vegan christmas guide, vegan christmas ideas, vegan christmas uk, vegan meal kits, vegan recipes uk

November 17, 2025 — Comments are off for this post.

Monzo Investments Review UK 2026: Honest Verdict for Beginners

Last updated: 7 October 2026

By Stiv · Design, technology and personal finance

This is my own experience. I've invested in Monzo's Adventurous fund since November 2025, paying in £50 a month, with round-ups and my savings interest topping it up on the side.

This is an opinion piece. Views expressed are my own and do not constitute professional advice.

Cool Factor: 4/5 Stone cold

This Monzo Investments review is based on real money I've had invested since late 2025, not a quick five-minute demo. I wanted to invest without downloading five apps, reading 19 Reddit threads, and accidentally becoming a part-time day trader. Monzo Investments keeps things simple on purpose. You pick a risk level, deposit from as little as £1, and let BlackRock-managed funds do the heavy lifting. No stock picking. No fiddling. No "should I buy Nvidia" spiral at 1am. And with the recent launch of Build Your Own portfolios, there's now more choice than ever without losing that trademark Monzo simplicity.

Before you read on: This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them. This is not financial advice.

Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.

Want the Monzo current-account bonus?

There's no live Monzo Investments referral, but you need a current account to invest anyway, and that one does have a working offer (rewards from £5, up to £50, sometimes up to £100). For the full lowdown on the bank itself, read my Monzo review UK after four years of daily use. The latest terms are on my referral page.

Get the Monzo current-account bonus

New to Monzo as well as to investing? My Monzo guides hub covers the bank account, the paid plans and the savings pots alongside the investing side.

Published by Stiv in Finance, Investing, Reviews, Services, UK Made

Tags: app investing UK, beginner investing UK, Cool Curation finance, Monzo investing, Monzo investments, Monzo referral, Monzo review, personal finance uk, stocks and shares isa, uk investing

November 16, 2025 — Comments are off for this post.

TaxFix vs GoSimpleTax UK 2026: Which Tax Tool Wins?

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

If you need to file a Self Assessment tax return in the UK, the TaxFix vs GoSimpleTax question keeps coming up. Both promise to make tax season less painful, yet they work in completely different ways. One hands everything to a qualified accountant. The other gives you smart software and lets you do it yourself. So which one actually deserves your money? We have broken both down side by side to help you decide.

This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

Leaning towards TaxFix?

Our referral page tracks the current new-customer discount and exactly how to claim it.

Get the TaxFix discount

Published by Stiv in Finance, Reviews, Services

Tags: best tax app UK, digital tax software UK, filing self assessment online, GoSimpleTax discount, GoSimpleTax review, HMRC approved tax apps, money saving guides UK, MTD compatible apps, self assessment tools UK, tax return software UK, tax return tips UK, TaxFix discount, taxfix review, TaxFix vs GoSimpleTax, UK finance tools, UK tax return apps

November 16, 2025 — Comments are off for this post.

Eero Mesh WiFi Review UK: Is It Worth It?

Last updated: 24 March 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Cool Factor: 4/5 – Stone cold

I used to dread working from home whenever my partner jumped on a video call. Our old router would buckle, the bedroom WiFi would vanish, and streaming anything in 4K was a fantasy. Then I installed an eero mesh WiFi system and everything changed overnight. This eero mesh WiFi review covers exactly what happened, which model suits which household, and whether it deserves the hype in 2026.

Published by Stiv in Android apps, Apple apps, Apps, Best of Amazon, New home, Reviews, Services, Technology lover

Tags: amazon tech, black friday deals, eero, eero mesh wifi, eero review, home tech, home wifi, mesh wifi, smart home, uk tech reviews, wifi review, wifi routers