Services Archives - Page 7 of 12

November 4, 2025 — Comments are off for this post.

Winter Energy Saving Tips: Cut Your Heating Bills and Stay Warm

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

When the temperature drops, energy bills tend to climb. However, a few smart moves can make a real difference. These winter energy saving tips cover everything from quick wins around the house to switching your energy supplier, so you can stay warm without spending more than you need to.

Whether you rent or own, most of these changes cost little or nothing. Some could save you hundreds of pounds over the colder months.

Want credit for switching supplier?

The current Octopus switching credit and eligibility rules are kept up to date on our referral page.

See the Octopus switch offer

Published by Stiv in Saving, Services

Tags: bills, draught-proofing, energy price cap, energy saving, heating, herschel infrared, insulation, mill heater, money saving, octopus energy, smart home, UK home, uk home hacks, winter tips

November 2, 2025 — Comments are off for this post.

TrainPal Review UK: Split Tickets, PalPoints and Real Savings

Last updated: 24 March 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Cool Factor: 4/5 — Stone cold

Welcome to our honest TrainPal review, where we put the app through its paces to find out whether it genuinely saves you money on UK train travel. After months of booking tickets, testing split fares, claiming Delay Repay refunds and earning PalPoints, we're sharing everything we've learned. On top of that, you can get up to £11 off your first ticket using our invite code 57807b9c.

Want up to £11 off your first ticket?

Use our TrainPal invite link with code 57807b9c, and the discount applies automatically to your first booking.

Get up to £11 off your first ticket

Published by Stiv in Android apps, Apple apps, Apps, Discount, Reviews, Services, Travel lover

Tags: cheap train tickets, coolcuration reviews, palpoints, save money on trains, split ticketing uk, train apps uk, trainpal app, trainpal card, trainpal discount code, TrainPal referral code, trainpal review, trainpal uk, travel apps uk

November 1, 2025 — Comments are off for this post.

Back Market Review UK: Honest Verdict on Refurbished Tech

Last updated: 24 March 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Cool Factor: 4/5 — Stone cold

Cool Factor

★★★★☆

4 out of 5 — Stone cold

This Back Market review UK is based on our own purchases (one Apple, one Android), months of real-world use, and a deep look at what thousands of other UK buyers are saying in 2026. We cover what works, what falls short, and whether refurbished tech from Back Market is genuinely worth your money. For a factual overview of the service, head to our Back Market service guide. If you want a discount code, check our Back Market discount code page.

Want a Back Market discount?

Our Back Market discount code page has the current code and referral link for money off a refurbished device.

Get a Back Market discount code

Published by Stiv in Reviews, Services, Tech Hacks, Technology lover, UK Made

Tags: back market coupon, back market discount code, back market referral code, back market review, back market trustpilot, back market uk, best refurbished tech sites uk, buy refurbished uk, cool curation review, eco friendly gadgets, refurbished android uk, refurbished electronics, refurbished iphone uk, refurbished laptop uk, refurbished phones uk, refurbished tech uk, second hand tech, sustainable tech, tech deals uk

October 25, 2025 — Comments are off for this post.

ManyPets Review UK: Is It Worth It? (Honest 2026 Opinion)

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Cool Factor: 4/5

This ManyPets review is our honest take on one of the UK's most popular pet insurers. We've looked closely at the plans, pricing, claims record, and small print to help you decide whether ManyPets is actually worth your money. Spoiler: it's very good, but it's not without a few catches you should know about before signing up.

Want the ManyPets sign-up perk?

Our ManyPets discount code page has the current referral link, which gets you a free Amazon voucher when you take out a new policy.

Get the ManyPets discount code

Published by Stiv in Cat Lovers, Dog Lovers, Reviews, Services

Tags: best pet insurance uk, cat insurance 2026, dog insurance 2026, lifetime pet cover, manypets amazon voucher, manypets claims, manypets pet insurance, ManyPets review, manypets review 2025, pet insurance comparison uk, pet insurance UK, uk pet insurance review

October 9, 2025 — Comments are off for this post.

Monzo vs Biscuit Bank Account: Which Is Best in 2026?

Last updated: 22 August 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Leaning towards Monzo?

New customers who join through a referral link can land a random reward that starts at £5, and we keep the live offer details on our Monzo referral page.

See the Monzo referral offer

If you are weighing up Monzo vs Biscuit for your everyday banking in 2026, the answer depends on what you actually want from your bank account. One pays interest and cashback on a free account. The other gives you some of the best budgeting tools in UK fintech. Both are app-only, both are FSCS-protected, and both let you spend abroad without fees.

In this comparison, we break down how Monzo and Zopa's Biscuit bank account stack up across savings rates, cashback, features, travel perks, and sign-up offers, so you can decide which one deserves your direct debits.

Published by Stiv in Android apps, Apple apps, Apps, Finance, Personal finance, Reviews, Saving, Services

Tags: app review, bank comparison, biscuit bank, coolcuration, digital bank, fintech, monzo, monzo vs biscuit, personal finance, savings account, uk banking, zopa, zopa bank

October 8, 2025 — Comments are off for this post.

What Is Sprive, and How Does the App Work? (UK Guide 2026)

Last updated: 19 July 2026

By Stiv · Design, technology and personal finance

I've been using Sprive with my Nationwide mortgage since October 2021. This guide is based on the actual setup process and over four years of daily use.

If you're trying to figure out what Sprive is and how the Sprive app works, you're probably weighing up whether it's worth the setup effort or whether you'll download it and never open it again. This guide covers the mechanics only: what you do in the app, what happens next, and what to check so you don't accidentally trip over your lender's overpayment rules.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. This is information, not financial advice, and CoolCuration is not authorised by the Financial Conduct Authority.

Just here for the sign-up bonus?

The current Sprive offer and the steps to claim it are always kept up to date on our referral page.

Get the Sprive sign-up bonus

Your home may be repossessed if you do not keep up repayments on your mortgage.

Getting started with Sprive? This guide covers the basics. For everything else, from cashback to the prize draws, see our Sprive guides hub, all in one place.

Published by Stiv in Finance, Personal finance, Saving, Services

Tags: cashback apps, cool curation, finance app, how Sprive app works, mortgage helper, mortgage overpayment, mortgage saving, Open Banking apps UK, pay off mortgage faster, personal finance uk, referral app, smart money apps, Sprive app, uk money tools

September 28, 2025 — Comments are off for this post.

Save Thousands on Your Mortgage UK: Practical Tips That Work (2026)

Last updated: 16 August 2026

By Stiv · Design, technology and personal finance

I've had a Nationwide mortgage since 2021 and have been making regular overpayments using Sprive and manual standing orders throughout that time. These are approaches I use myself.

Disclosure: This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Not financial advice. CoolCuration is not authorised by the Financial Conduct Authority. This article is for information only. Your home may be repossessed if you do not keep up repayments on your mortgage. Consider consulting a qualified mortgage adviser before making changes to your repayment plan.

Start with a sign-up bonus

If the automated overpayment route appeals, the current Sprive welcome offer and the claim steps sit on our referral page.

Get the Sprive bonus

If you want to save thousands on your mortgage, the quickest wins come from cutting the cost of the loan itself. That is what this guide covers: getting off an expensive rate, timing your remortgage properly, trimming the term when you can afford to, and plugging the everyday leaks that quietly fund it all. If your goal is clearing the mortgage sooner rather than paying less for it, our guide to paying off your mortgage faster is the speed version of this page, and our overpayment savings page puts real numbers on either plan.

Serious about a cheaper mortgage? The tips are below. For everything we have written on Sprive, the app we use to overpay, see our Sprive guides hub.

Published by Stiv in Apps, Finance, Money saving, Personal finance, Saving, Services

Tags: best mortgage apps UK, cashback towards mortgage, mortgage comparison tools, mortgage interest savings, mortgage overpayment calculator, mortgage savings, mortgage savings UK, mortgage tips UK, overpayment mortgage UK, pay off mortgage early, save thousands on your mortgage, Sprive app

September 27, 2025 — Comments are off for this post.

Sons Hair Loss Treatment – Does It Work in the UK?

Last updated: 24 March 2026

By Stiv · Design, technology and personal finance

If you're looking for an honest Sons hair loss review, you're in the right place. Sons is one of the most talked-about men's hair loss subscription services in the UK, promising clinically backed treatments delivered discreetly to your door. But does it actually deliver? We've dug into the plans, the science, the pricing, and the real customer feedback to give you our straight-up opinion.

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Cool Factor: 4/5

Published by Stiv in Discount, Reviews, Self-care Champion, Services, UK Deals

September 21, 2025 — Comments are off for this post.

Taxfix Review UK: Is It Worth It for Self Assessment?

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

If you are looking for an honest Taxfix review UK, you are in the right place. Taxfix (formerly TaxScouts) is an online tax service that pairs you with an accredited accountant to file your Self Assessment. No jargon, no HMRC rabbit holes, no trips to an office. You answer a handful of questions, upload your documents and let someone qualified handle the rest.

We have used the service ourselves and followed its evolution from TaxScouts to Taxfix. Below is our full verdict, including what works, what could be better and whether the price is justified.

Cool Factor: 4/5

Thinking of trying Taxfix?

The latest new-customer offer and how to claim it are kept up to date on our referral page.

See the latest Taxfix offer

Published by Stiv in Discount, Finance, Personal finance, Services

Tags: online tax return UK, self assessment uk, tax filing service UK, TaxFix coupon code, TaxFix discount code, TaxFix promo code, TaxFix referral code, taxfix review, TaxFix review UK, TaxFix self assessment UK, TaxFix Trustpilot reviews, Taxfix UK, Taxfix worth it, TaxScouts review, UK tax filing service

September 11, 2025 — Comments are off for this post.

SMARTY Review UK: Is It Worth Switching in 2026?

Last updated: 10 June 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Cool Factor: 4/5

If you have been hunting for a cheap, flexible SIM-only deal in the UK, chances are SMARTY has popped up on your radar. In this SMARTY review we put the network through its paces, covering plans, pricing, coverage, the referral scheme and everything in between, to help you decide whether it is genuinely worth the switch in 2026.

Want the SMARTY referral reward?

Both you and your friend can earn up to £20 each, and the current refer-a-friend terms are kept up to date on our referral page.

Get the SMARTY referral reward

Published by Stiv in Money saving, Reviews, Saving, Services, Technology lover, UK Made

Tags: budget mobile network, SIM only deals UK, SMARTY mobile, smarty mobile reviews, smarty network coverage, SMARTY plans, smarty pros and cons, smarty reddit, SMARTY review, smarty reviews, smarty sim review, smarty trustpilot, smarty uk mobile, Three network MVNO