October 8, 2025Comments are off for this post.

What Is Sprive, and How Does the App Work? (UK Guide 2026)

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

I've been using Sprive with my Nationwide mortgage since October 2021. This guide is based on the actual setup process and over four years of daily use.

If you're trying to figure out what Sprive is and how the Sprive app works, you're probably weighing up whether it's worth the setup effort or whether you'll download it and never open it again. This guide covers the mechanics only: what you do in the app, what happens next, and what to check so you don't accidentally trip over your lender's overpayment rules.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. This is information, not financial advice, and CoolCuration is not authorised by the Financial Conduct Authority.

Just here for the sign-up bonus?

The current Sprive offer and the steps to claim it are always kept up to date on our referral page.

Get the Sprive sign-up bonus

Your home may be repossessed if you do not keep up repayments on your mortgage.

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September 28, 2025Comments are off for this post.

Save Thousands on Your Mortgage UK: Practical Tips That Work (2026)

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

I've had a Nationwide mortgage since 2021 and have been making regular overpayments using Sprive and manual standing orders throughout that time. These are approaches I use myself.

Disclosure: This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Not financial advice. CoolCuration is not authorised by the Financial Conduct Authority. This article is for information only. Your home may be repossessed if you do not keep up repayments on your mortgage. Consider consulting a qualified mortgage adviser before making changes to your repayment plan.

Start with a sign-up bonus

If the automated overpayment route appeals, the current Sprive welcome offer and the claim steps sit on our referral page.

Get the Sprive bonus

If you want to save thousands on your mortgage in the UK, you don't need a financial planner or a lucky inheritance. You need a handful of practical, repeatable moves that chip away at the interest you're paying every single month. This guide covers the changes that actually move the numbers, from switching to a better rate to automating small overpayments, so you can keep more of your money where it belongs.

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September 27, 2025Comments are off for this post.

Sons Hair Loss Treatment – Does It Work in the UK?

Last updated: 24 March 2026

By Stiv · Design, technology and personal finance

If you're looking for an honest Sons hair loss review, you're in the right place. Sons is one of the most talked-about men's hair loss subscription services in the UK, promising clinically backed treatments delivered discreetly to your door. But does it actually deliver? We've dug into the plans, the science, the pricing, and the real customer feedback to give you our straight-up opinion.

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Cool Factor: 4/5

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September 21, 2025Comments are off for this post.

Taxfix Review UK: Is It Worth It for Self Assessment?

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

If you are looking for an honest Taxfix review UK, you are in the right place. Taxfix (formerly TaxScouts) is an online tax service that pairs you with an accredited accountant to file your Self Assessment. No jargon, no HMRC rabbit holes, no trips to an office. You answer a handful of questions, upload your documents and let someone qualified handle the rest.

We have used the service ourselves and followed its evolution from TaxScouts to Taxfix. Below is our full verdict, including what works, what could be better and whether the price is justified.

Cool Factor: 4/5

Thinking of trying Taxfix?

The latest new-customer offer and how to claim it are kept up to date on our referral page.

See the latest Taxfix offer

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September 11, 2025Comments are off for this post.

SMARTY Review UK: Is It Worth Switching in 2026?

Last updated: 10 June 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Cool Factor: 4/5

If you have been hunting for a cheap, flexible SIM-only deal in the UK, chances are SMARTY has popped up on your radar. In this SMARTY review we put the network through its paces, covering plans, pricing, coverage, the referral scheme and everything in between, to help you decide whether it is genuinely worth the switch in 2026.

Want the SMARTY referral reward?

Both you and your friend can earn up to £20 each, and the current refer-a-friend terms are kept up to date on our referral page.

Get the SMARTY referral reward

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September 8, 2025Comments are off for this post.

Phox Water Filter Review UK: Six Months With the Eco Brita Alternative

Last updated: 30 March 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Cool Factor: 4/5

This Phox water filter review is based on six months of daily use in London, one of the hardest-water areas in the UK. Spoiler: the kettle has never looked better. Phox is a Glasgow-based company that makes the world's first refillable water filter cartridge, and after half a year of testing the Clean blend we're ready to give you the full, honest verdict on taste, cost, eco credentials and whether it's genuinely worth ditching Brita for good.

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June 14, 2025Comments are off for this post.

Robinhood $50K Referral Offer: Has It Ended? (Latest Update)

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.

The Robinhood referral offer that gave new users a slice of a $50,000 prize pool has now ended. The promotion ran from November to December 2025 and is no longer available. If you landed here hoping to claim it, don't worry. Robinhood UK still runs referral deals and seasonal promotions, and we keep track of the latest on our dedicated Robinhood guide page.

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June 4, 2025Comments are off for this post.

Stock Events App Review: A Portfolio Tracker Worth Your Time?

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice. CoolCuration is not authorised by the Financial Conduct Authority.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.

This Stock Events app review covers everything we like (and a few things we do not) about one of the highest-rated portfolio trackers on both app stores. Stock Events promises a clean, ad-free way to monitor your stocks, dividends, earnings, and more from a single screen. After spending time with it, here is our honest take on whether it delivers.

Cool Factor: 4/5

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