investing Archives - Page 2 of 2

February 17, 2026 — Comments are off for this post.

Monzo investment fees cut: what it means and whether it’s worth it

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

Quick take: Monzo investment fees were cut in February 2026 from 0.45% to 0.25% a year (or from 0.35% to 0.20% on certain paid plans). If you're a smaller-balance, set-and-forget investor, Monzo just got a lot more competitive. If you're fee-optimising at higher balances, fund costs and fee caps still matter.

This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results. This is not financial advice.

Monzo has made a change that actually matters: the platform fee for Monzo Investments is now 0.25% per year (and 0.20% if you're on eligible paid plans), down from 0.45% (or 0.35% for Plus and Premium customers) before the February 2026 fee cut. Fees accrue daily and get collected monthly from your investment account. That's the "Monzo fee" bit, not the fund manager's own fee (more on that below).

Want the rest of the Monzo investing picture? My Monzo guides hub has the full Monzo Investments review, the paid plans and the savings pots.

Published by Stiv in Apps, Finance, Investing, Services

Tags: Fees, investing, monzo, Platforms, stocks and shares isa, UK personal finance

February 16, 2026 — Comments are off for this post.

Best Investment Referral Deals in the UK (2026): Free Shares, Fee-Free Months, Easy Bonuses

Last updated: 12 October 2026

By Stiv · Design, technology and personal finance

Looking for the best investment referral deals in the UK? This guide rounds up the top offers right now, from free shares to fee-free months. Each platform has its own rules and quirks, so we link to the correct CoolCuration detail page for every offer. That way, you always get the latest referral terms instead of a dead link from 2022.

Affiliate disclosure: This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.

Heads up: This is not financial advice. Investing involves risk and you can lose money. Offers and eligibility can change at any time. Always read the provider's terms before signing up, and only invest what you can afford to leave invested (and potentially lose).

Published by Stiv in Investing, Services

Tags: free shares, investing, investing apps, money saving, referrals, stocks and shares isa, uk finance

November 5, 2025 — Comments are off for this post.

JPMorgan Personal Investing Review UK: Is It Worth It?

My JPMorgan Personal Investing review after years of my own pots: the redesigned app, fees, Chase linking, returns and the self-managed waitlist.

Published by Stiv in Finance, Investing, Reviews

Tags: chase bank, investing, investment platform, isa, jpmorgan, JPMorgan Personal Investing, managed portfolio, money management, nutmeg, personal investing, referral code, robo advisor uk, sipp, uk investing

March 20, 2025 — Comments are off for this post.

ISA Allowance Deadline: Use Your £20,000 Before April 5th

Last updated: 22 August 2026

By Stiv · Design, technology and personal finance

This post covered the 2025/26 ISA allowance deadline of 5 April 2026, which has now passed. The information below applied to that tax year.

This article contains affiliate and referral links, which are paid links. If you click one and buy or sign up, I earn a commission or referral bonus at no extra cost to you. Brands don't choose what I feature or what I say about them.

CoolCuration is not authorised by the Financial Conduct Authority. This article is for informational purposes only and does not constitute financial or investment advice. Investing involves risk and you can lose money. Tax rules can change and their effects vary based on individual circumstances. Always do your own research or speak to a qualified financial adviser before making decisions about your money.

Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.

The ISA allowance deadline falls on 5 April every year, and once it passes, any unused portion of your £20,000 tax-free allowance is gone for good. Whether you are looking at a Stocks and Shares ISA, a Cash ISA, or a personal pension, the clock is ticking on the 2025/26 tax year.

This year, there are extra reasons to pay attention. Dividend tax rates are rising from 6 April 2026, and the Cash ISA allowance is being cut from 2027. Here is how to make the most of your allowance before the reset.

Published by Stiv in Finance, Investing, Saving, Services

December 23, 2020 — Comments are off for this post.

ESG Investing JPMorgan Review: SRI Scores, Holdings and Fossil Fuels

ESG investing with JPMorgan Personal Investing: my SRI pot's MSCI scores, top 10 holdings and returns, and the parent bank's fossil fuel record.

Published by Stiv in Android apps, Apple apps, Carbon conscious, Finance, Investing, Personal finance, Reviews, Services, Technology lover