Airtime Rewards Cashback App

Last updated: 22 March 2026

How Airtime Rewards cashback works

Airtime Rewards tracks your spending via your linked bank cards. When you shop at a participating retailer, whether in-store or online, the app automatically detects the transaction through its integration with Visa and Mastercard. You don't need to click through a link, activate an offer, or scan a receipt. The cashback is applied to your account and, once it clears, can be redeemed as credit against your monthly phone bill or PAYG balance.

Cashback rates typically range from 1% to 10% depending on the retailer, though limited-time Reward Flash promotions can push this as high as 20%. Participating brands include Boots, Argos, IKEA, ASOS, Deliveroo, Greggs, Waitrose, and many more. The full list is available inside the app and changes regularly as brands join and pause their offers.

Getting started

Setting up Airtime Rewards takes just a few minutes:

1. Download the app from the App Store or Google Play, or register through the My O2, EE, or My 3 app if you're on one of those networks.

2. Create your account with your mobile number, network, and account type (contract or PAYG).

3. Link your cards. You can add up to 10 Visa or Mastercard debit or credit cards. Cards take up to 24 hours to become active. American Express, PayPal, Klarna, and store cards are not supported.

4. Enter referral code YHR79JYH in the Promo Code section under Promotions in your account. You can earn up to a £5 bonus when you join and spend £5 at a participating retailer within 7 days.

5. Shop as normal. The app tracks eligible purchases automatically. Once you reach £10 in cleared rewards, you can redeem them against your phone bill.

Sign up to Airtime Rewards

Supported networks

Airtime Rewards works with most major UK mobile networks. For direct bill credit on monthly contracts, the supported networks are Three, EE, O2, and Vodafone. On pay-as-you-go, Giffgaff and Lebara are also supported alongside the four above.

If your network is not on the list (for example Smarty, iD Mobile, Sky Mobile, Tesco Mobile, BT Mobile, or Voxi), you can still earn cashback but will need to withdraw to your bank card instead. This comes with a £1.30 processing fee and a £10 per-withdrawal cap. For the latest on supported networks, check the official Airtime FAQ page.

Key features

Automatic tracking. No click-throughs, no receipt scanning, no offer activation. Spending is tracked via your linked cards in the background.

Stacks with other cashback. Airtime Rewards works alongside Quidco, TopCashback, and similar services. You can click through a cashback portal and still earn Airtime rewards on the same transaction.

Monthly challenges. Each month, Airtime runs a stamp-based challenge where shopping at participating retailers earns you stamps. Complete the challenge for a bonus reward, usually 50p to £1.

Gift cards. You can also buy gift cards for over 120 retailers through the app (including Sainsbury's, Primark, and JD Sports) and earn around 4% cashback on those purchases too.

Airtime Up. An optional upgrade that uses Open Banking to connect your bank account directly. Benefits include faster reward clearing (one day instead of up to 90), a lower £5 minimum redemption, exclusive retailer offers, and priority support. You need to reauthorise access every 90 days.

Completely free. There are no sign-up fees, no monthly charges, and no hidden costs. The service is free to use and always has been.

Things to be aware of

Transactions can take up to 14 days to appear in the app, and rewards then sit in a pending state for around 35 days (sometimes longer, depending on the retailer) before they clear into your available balance. It's a slow accumulation, not instant cashback.

The retailer list changes. Brands can join, pause, or leave the programme at any time. If a retailer you rely on disappears, there's no advance notice in the app.

American Express is not supported and, based on our experience, we wouldn't expect that to change soon.

If you switch from a supported network to an unsupported one, you should redeem your balance before the switch. Otherwise, contact Airtime support to arrange a withdrawal to your bank card.

Is Airtime Rewards safe?

Yes. Airtime Rewards is PCI Level 1 compliant, the highest standard of payment data security. It is an official technology partner of both Visa and Mastercard. Your card details are encrypted and Airtime does not have access to your PIN or online banking passwords. If you opt into Airtime Up, the Open Banking connection is handled through regulated, FCA-authorised providers. The app has over 4.5 million members and thousands of reviews on Trustpilot.

Frequently asked questions

How much can I earn with Airtime Rewards?

That depends on where and how often you shop. Cashback rates range from 1% to 10% at most retailers, with occasional flash offers up to 20%. Most regular users can build up £10 every couple of months without changing their habits.

Can I use Airtime Rewards with Quidco or TopCashback?

Yes. Because Airtime tracks via your bank card rather than a click-through link, it stacks with other cashback services. You can earn from both on the same purchase.

What happens if my network isn't supported?

You can still use Airtime and earn cashback. You'll just need to withdraw your balance to your bank card instead of applying it to your phone bill. This costs £1.30 per withdrawal, capped at £10 per transaction.

Does Airtime Rewards work with Apple Pay and Google Pay?

In many cases yes, provided the card you use through Apple Pay or Google Pay is linked to your Airtime account. However, not all retailers support contactless tracking, so results may vary.

Is there a minimum to redeem?

On the standard plan, the minimum redemption is £10. With Airtime Up (the Open Banking upgrade), the threshold drops to £5.

Read our full review

For our honest opinion on Airtime Rewards, including what we love and what could be better, read our Airtime Rewards review.

Join Airtime Rewards with code YHR79JYH

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This page contains a referral link. If you sign up using it, we may receive a small bonus at no extra cost to you. All information is accurate at the time of writing but offers and terms may change. Always check the Airtime app or website for the latest details.

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