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November 16, 2025 — Comments are off for this post.

TaxFix vs GoSimpleTax UK 2026: Which Tax Tool Wins?

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

If you need to file a Self Assessment tax return in the UK, the TaxFix vs GoSimpleTax question keeps coming up. Both promise to make tax season less painful, yet they work in completely different ways. One hands everything to a qualified accountant. The other gives you smart software and lets you do it yourself. So which one actually deserves your money? We have broken both down side by side to help you decide.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Leaning towards TaxFix?

Our referral page tracks the current new-customer discount and exactly how to claim it.

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Published by Stiv in Finance, Reviews, Services
Tags: best tax app UK, digital tax software UK, filing self assessment online, GoSimpleTax discount, GoSimpleTax review, HMRC approved tax apps, money saving guides UK, MTD compatible apps, self assessment tools UK, tax return software UK, tax return tips UK, TaxFix discount, taxfix review, TaxFix vs GoSimpleTax, UK finance tools, UK tax return apps
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November 14, 2025 — Comments are off for this post.

How to Start Investing UK: A Beginner’s Guide for 2026

Last updated: 10 June 2026

By Stiv · Design, technology and personal finance

Your savings account probably gives you a forgettable return while inflation slowly chews up the value of your cash. Plenty of us know we should look at the alternatives, yet investing can feel like a locked club where you need a pinstripe suit and a secret handshake to get past the door. So, this guide on how to start investing UK-side is here to demystify it.

In this post, we will walk through the difference between saving and investing, explain what a Stocks and Shares ISA actually does, share what has worked for us starting with small amounts, and look at beginner-friendly apps including Freetrade, Lightyear, Robinhood UK, Monzo Investments and J.P. Morgan Personal Investing. So, let us get into it.

Important: This article is for information only and does not constitute financial advice or a personal recommendation. CoolCuration is not authorised by the Financial Conduct Authority. This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.

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Published by Stiv in Apps, Finance, Investing, Services
Tags: beginner investing guide uk, best investment app uk, coolcuration finance, diy investing uk, freetrade review uk, how to start investing uk, investing uk, investing vs saving uk, jp morgan personal investing, lightyear investing app, Monzo investments, personal finance uk, Robinhood UK, robinhood uk review, start investing UK, start investing with £100, stocks and shares isa, uk investing for beginners
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November 5, 2025 — Comments are off for this post.

JPMorgan Personal Investing Review UK, Is It Worth It?

Last updated: 10 June 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

Cool Factor: 4/5

This is my honest JPMorgan Personal Investing review for UK investors. I've spent time with the platform, tested the app, compared the fees, and put together a clear take on whether it deserves your money. If you're weighing up a managed investment platform for your ISA, pension, or general investing, this should help you decide.

This review is based on years of my own use. I've been a customer since the Nutmeg days, I was even a small backer in their Crowdcube raise before JPMorgan bought the business, an Enterprise Investment Scheme (EIS) holding that earned me roughly a 50% return on that little stake when the sale went through, and today I hold several growth pots, a pension and a Lifetime ISA on the platform. So this comes from real, ongoing use rather than marketing material.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.

Want the JPMorgan new-customer offer?

The current new-customer offer (6 months of investing with no management fees at the time of writing) and full terms are kept on our referral page. Capital at risk. Terms and conditions apply.

See the JPMorgan referral offer

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Published by Stiv in Finance, Investing, Reviews
Tags: chase bank, investing, investment platform, isa, jpmorgan, JPMorgan Personal Investing, managed portfolio, money management, nutmeg, personal investing, referral code, robo advisor uk, sipp, uk investing
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October 29, 2025 — Comments are off for this post.

Amazon UK Cashback Hack: Turn Spending Into Mortgage Savings

Last updated: 8 June 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

This article is for information only and does not constitute financial advice. CoolCuration is not authorised by the Financial Conduct Authority. Rates and terms can change; always check the provider's current terms before acting. Your home may be repossessed if you do not keep up repayments on your mortgage.

If you want to squeeze more value out of every Amazon UK order, this Amazon UK cashback method is worth knowing about. The idea is simple: instead of buying directly from Amazon, you buy Amazon gift cards through the Sprive app, earn cashback on each card, and then funnel that cashback straight into your mortgage. Over time, those small percentages quietly chip away at your balance and interest. Combine it with a spending tracker like Emma to see exactly where your money goes, and you have a system that turns routine shopping into purposeful saving.

This is not financial advice. Always check your mortgage terms before making overpayments.

Want the Sprive sign-up bonus?

The whole method runs on Sprive, so it is the one to set up first. The current welcome offer and the steps to claim it are kept up to date on our referral page.

Get the Sprive referral bonus

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Published by Stiv in Cashback, Finance, Money saving, Mortgage, Saving
Tags: amazon cashback hack, amazon gift card cashback, amazon savings uk, amazon uk cashback, amazon uk discount, cashback apps UK, cashback mortgage hack, cool curation, emma app, money saving tips uk, mortgage overpayment, Sprive app, uk homeowners finance
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October 8, 2025 — Comments are off for this post.

What Is Sprive, and How Does the App Work? (UK Guide 2026)

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

I've been using Sprive with my Nationwide mortgage since October 2021. This guide is based on the actual setup process and over four years of daily use.

If you're trying to figure out what Sprive is and how the Sprive app works, you're probably weighing up whether it's worth the setup effort or whether you'll download it and never open it again. This guide covers the mechanics only: what you do in the app, what happens next, and what to check so you don't accidentally trip over your lender's overpayment rules.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. This is information, not financial advice, and CoolCuration is not authorised by the Financial Conduct Authority.

Just here for the sign-up bonus?

The current Sprive offer and the steps to claim it are always kept up to date on our referral page.

Get the Sprive sign-up bonus

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Published by Stiv in Finance, Personal finance, Saving, Services
Tags: cashback apps, cool curation, finance app, how Sprive app works, mortgage helper, mortgage overpayment, mortgage saving, Open Banking apps UK, pay off mortgage faster, personal finance uk, referral app, smart money apps, Sprive app, uk money tools
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September 28, 2025 — Comments are off for this post.

Save Thousands on Your Mortgage UK: Practical Tips That Work (2026)

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

I've had a Nationwide mortgage since 2021 and have been making regular overpayments using Sprive and manual standing orders throughout that time. These are approaches I use myself.

Disclosure: This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Not financial advice. CoolCuration is not authorised by the Financial Conduct Authority. This article is for information only. Your home may be repossessed if you do not keep up repayments on your mortgage. Consider consulting a qualified mortgage adviser before making changes to your repayment plan.

Start with a sign-up bonus

If the automated overpayment route appeals, the current Sprive welcome offer and the claim steps sit on our referral page.

Get the Sprive bonus

If you want to save thousands on your mortgage in the UK, you don't need a financial planner or a lucky inheritance. You need a handful of practical, repeatable moves that chip away at the interest you're paying every single month. This guide covers the changes that actually move the numbers, from switching to a better rate to automating small overpayments, so you can keep more of your money where it belongs.

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Published by Stiv in Apps, Finance, Money saving, Personal finance, Saving, Services
Tags: best mortgage apps UK, cashback towards mortgage, mortgage comparison tools, mortgage interest savings, mortgage overpayment calculator, mortgage savings, mortgage savings UK, mortgage tips UK, overpayment mortgage UK, pay off mortgage early, save thousands on your mortgage, Sprive app
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September 21, 2025 — Comments are off for this post.

Taxfix Review UK: Is It Worth It for Self Assessment?

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

If you are looking for an honest Taxfix review UK, you are in the right place. Taxfix (formerly TaxScouts) is an online tax service that pairs you with an accredited accountant to file your Self Assessment. No jargon, no HMRC rabbit holes, no trips to an office. You answer a handful of questions, upload your documents and let someone qualified handle the rest.

We have used the service ourselves and followed its evolution from TaxScouts to Taxfix. Below is our full verdict, including what works, what could be better and whether the price is justified.

Cool Factor: 4/5

Thinking of trying Taxfix?

The latest new-customer offer and how to claim it are kept up to date on our referral page.

See the latest Taxfix offer

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Published by Stiv in Discount, Finance, Personal finance, Services
Tags: online tax return UK, self assessment uk, tax filing service UK, TaxFix coupon code, TaxFix discount code, TaxFix promo code, TaxFix referral code, taxfix review, TaxFix review UK, TaxFix self assessment UK, TaxFix Trustpilot reviews, Taxfix UK, Taxfix worth it, TaxScouts review, UK tax filing service
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