Hometree home cover (UK): boiler and home emergency cover, plus a £50 Amazon voucher

Last updated: 9 June 2026

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What is Hometree home cover?

Hometree provides boiler and home emergency cover for UK homeowners and landlords. Rather than separate policies, it rolls boiler, central heating, plumbing, drainage and electrics protection into a single plan, so an unexpected breakdown or leak is handled without a large one-off bill. Cover runs on a monthly rolling basis that you can cancel at any time, and it is available across mainland England, Scotland and Wales.

How the £50 Amazon voucher works

1. Start your cover through the referral link on this page.
2. Choose the plan and excess that suit your home.
3. Once you have made your second monthly payment, Hometree sends you a £50 Amazon voucher.

The voucher is for new customers who sign up through the referral link. Offers and terms can change, so check the current details on Hometree's site before you rely on them.

What's covered, and the plans

Hometree offers tiered plans so you can match the cover to your home:

Your Boiler: covers your boiler and its controls, with an annual service and repairs.

Your Heating: adds the wider central heating system, including radiators, cylinders and valves.

Your Home: adds plumbing, drains and home electrics.

Your Home Plus: the broadest tier, adding extras such as home security and pest control.

Core plans include an annual boiler service, emergency repairs, and parts and labour. Hometree covers all makes, models and ages of natural gas boilers, and offers unlimited repairs. If a boiler under seven years old cannot be repaired, Hometree replaces it free; if it is older than seven years, you get 15% off a new A-rated boiler and installation.

Pricing and key features

Cover starts from around £12.95 a month (roughly 42p a day). You choose a call-out fee of £0, £60 or £95, where a higher call-out fee lowers your monthly price. Other features include:

24/7 UK support: round-the-clock help for claims, online or by phone.

Flexible contract: monthly rolling cover you can cancel any time.

Fair renewals: if you do not claim, Hometree caps any second-year price rise at inflation.

Any boiler: all brands and ages of natural gas boiler are eligible.

Who Hometree may suit

Hometree home cover may suit homeowners and landlords who want predictable monthly protection against boiler and home emergencies, especially with an older boiler where a breakdown could be costly. It is a different product from home and contents insurance, which covers your building and belongings; for that, see our Urban Jungle home and contents cover. It is worth comparing Hometree's plan limits, exclusions and excess against your existing insurer and any cover your home warranty already provides.

Who provides the cover, and is it regulated?

Hometree home cover is arranged and administered by Hometree Services Limited, which is an Appointed Representative of Xact Risk Solutions Ltd, authorised and regulated by the Financial Conduct Authority (Hometree Services Ltd FRN 935444; Xact Risk Solutions Ltd FRN 590914). The cover is underwritten by Astrenska Insurance Limited (trading as Collinson Insurance), FRN 202846, through the underwriting agent Novus Underwriting Limited. The boiler-installation finance side is provided by Hometree Marketplace Limited (FRN 743711), which is FCA-authorised for credit broking. As general insurance, eligible claims are protected by the Financial Services Compensation Scheme (FSCS) if the insurer cannot meet them. CoolCuration is not authorised by the FCA and does not give insurance advice.

FAQs

How do I get the £50 Amazon voucher?

Sign up for a Hometree plan through the referral link on this page and make your first two monthly payments. The £50 Amazon voucher is sent after your second payment. The offer is for new customers, and terms can change, so check Hometree's current details.

What does Hometree home cover include?

Depending on the plan, it covers your boiler, central heating, plumbing, drainage and home electrics, with an annual boiler service and unlimited repairs including parts and labour. The top tier adds extras like home security and pest control.

How much does Hometree cost?

Plans start from around £12.95 a month. Your price depends on the cover level and the call-out fee you choose (£0, £60 or £95), with a higher call-out fee giving a lower monthly price.

Is Hometree home cover regulated and FSCS protected?

Yes. Hometree Services Limited (FRN 935444) is an Appointed Representative of Xact Risk Solutions Ltd (FRN 590914), and the cover is underwritten by Astrenska Insurance Limited (FRN 202846). Eligible general insurance claims are FSCS protected if the insurer fails.

Can I cancel Hometree at any time?

Hometree runs on a monthly rolling contract, so you can cancel at any time. Check your policy documents for any notice period and how cancellation affects an outstanding voucher.

Authority and useful sources

• FCA Register: Hometree Services Ltd (FRN 935444).
• FCA Register: Xact Risk Solutions Ltd (FRN 590914), Hometree's principal.
• Citizens Advice: home emergency cover, impartial guidance on whether you need it.

Disclaimer

This page is for general information only and is not financial or insurance advice. Cover, plans, exclusions, pricing and the £50 voucher terms are set by Hometree and can change, so always read the policy documents and current offer terms before buying. The insurer underwriting your policy is named in your documents. CoolCuration is not authorised by the Financial Conduct Authority. This page contains a referral link; if you sign up through it, CoolCuration may receive a referral reward at no extra cost to you. It does not affect our editorial view.

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• Gift guide for techies: smart-home gadgets worth a look.

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