Mortgage app on Dragons’ Den: the one you’re looking for is Sprive
Last updated: 17 September 2026
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Your home may be repossessed if you do not keep up repayments on your mortgage.
You saw a mortgage app on Dragons’ Den, opened Google, and your brain immediately forgot the name. The one most people mean is Sprive.
What happened on Dragons’ Den?
Sprive appeared on Thursday 5 February 2026 (Series 23, Episode 2). Founder Jinesh Vohra secured backing from Deborah Meaden, Peter Jones, and Touker Suleyman.
According to the official UKIPO Dragons’ Den IP Blog, all three Dragons invested £50,000 each for 5% equity. These were separate investments, not a single pooled deal.
What does the Sprive mortgage app do?
Sprive is designed to help homeowners pay their mortgage off faster by making small, regular overpayments easier to stick to. Instead of relying on willpower, it adds structure and automation.
So you connect your bank and mortgage, earn rewards (often via in-app shopping), and send those rewards, plus any spare money you choose, straight to your lender as overpayments.
How the mortgage overpayment app works
- Sign up to Sprive and complete onboarding.
- Link your bank account using secure Open Banking connections.
- Link your mortgage so overpayments go to the correct lender and account.
- Use in-app shopping or add spare cash to earn rewards.
- Send those rewards to your mortgage as overpayments.
Is this kind of mortgage app safe?
If you want the regulation, Open Banking, and data security explanation, read the full guide here: Is Sprive safe?
How to get the Sprive sign-up offer
The offer is whatever Sprive shows you in the app when you sign up. It can be a credit of up to £10 towards your mortgage, or it may be a cashback boost instead.
Sign up here: See the current Sprive sign-up offer
If you’re asked for a code during signup, use LM125CR6.
Typical requirements are:
- Sign up via the referral link.
- Link your mortgage in the app.
- Buy at least one gift card or complete the qualifying in-app action.
Always follow the in-app checklist, as promotions can change.
FAQs
What mortgage app was on Dragons’ Den?
If you searched “mortgage app dragons den”, the one most people mean is Sprive.
Is Sprive free?
Sprive is free to download. Always check the app for current features, terms, and any optional charges.
Do I have to buy gift cards?
No. Gift cards are a common route for earning rewards, but you can still use Sprive without relying heavily on in-app shopping.
Will this work with my mortgage lender?
The key factor is whether your mortgage allows overpayments without penalties. Check your overpayment limits and any early repayment charges first.
Official sources
More CoolCuration guides
- Sprive referral code: the current offer and how to claim it.
- Sprive guides: every Sprive article in one place.
- Mortgage overpayment UK: the overpayment rules and every mortgage guide, app or no app.
- Chip app: a savings app for building an overpayment pot before it goes to the lender.
- Is Sprive safe?
- How to pay off your mortgage faster
Disclaimer: This page is for information only and is not financial advice. CoolCuration is not authorised by the Financial Conduct Authority. Sprive Limited (FRN 919863) is an appointed representative of Connect IFA Ltd (FRN 441505) and New Leaf Distribution Limited (FRN 460421), both authorised and regulated by the FCA. Money in the Sprive wallet is held by PrePay Technologies Limited as safeguarded e-money and is not covered by the FSCS. Offers can change, and the links on this page are referral links.
Your home may be repossessed if you do not keep up repayments on your mortgage. Always check your mortgage terms, overpayment limits and fees before making changes.
