Featured Image

March 1, 2026 — Comments are off for this post.

Mobbin New Apps (March 2026): Tesla Robotaxi, Viator + More

Last updated: 01 March 2026

By Stiv · Design, technology and personal finance

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Tracking Mobbin new apps each month is one of the fastest ways to spot where real product UX is heading without scrolling app stores for sport. March's batch is a proper mix: mobility, travel, kids UX, investing and ecommerce. Below, we break down which flows are worth studying and which patterns you can borrow for your own work.

If you are new to Mobbin, start here first: Mobbin review: is it worth it? If you already know you want it and just want the cheaper route: Mobbin promo code.

What changed this month

More consumer-facing flows with real-world constraints: age-gated experiences, regulated money journeys and high-trust booking funnels. In other words, less "pretty UI" and more "this has to work". That shift matters because it is where most real design challenges live.

New apps added (March)

The Mobbin new apps for March include Tesla Robotaxi, Alias (sneakers and apparel), Viator (tours and attractions), Zesty, Stake (stocks) and Spotify Kids. Each one brings flows worth studying, whether you are designing consumer products, fintech or family-friendly experiences.

Three standout flows

1. Booking and confidence-building (Viator)

What to copy: Clear "what happens next" steps before payment. Travel bookings are anxiety machines, so reassurance reduces drop-off. Transparent inclusions and exclusions also help users commit.

What to avoid: Overloading users with options too early (dates, group size, add-ons) before they have committed emotionally.

When it works: Travel, events, services, appointments. Anything time-based where the user needs confidence, not just a price.

2. Kid-safe UX without being annoying (Spotify Kids)

What to copy: Simple navigation that still feels like choice. Clear parental control boundaries that do not require a PhD to set up.

What to avoid: Tiny tap targets and dense text. If your UI assumes adult dexterity, you will get rage taps and "it's broken".

When it works: Any dual-audience product where two user types share one interface. Think kids and parents, users and admins, or juniors and managers. It is permissions UX in a nicer outfit.

3. Regulated onboarding (Stake stocks)

What to copy: Step-by-step identity and eligibility prompts that feel like progress, not punishment. Microcopy that explains why information is required builds trust.

What to avoid: Dumping all compliance questions in one slab. People abandon out of spite, even when they intended to finish.

When it works: Fintech, investing, crypto, credit. If KYC is unavoidable, pacing is the whole game. The FCA's Consumer Duty guidance reinforces this: regulated journeys should be designed so customers can make informed decisions without friction that harms understanding.

Pattern of the month: trust scaffolding

The repeated pattern across these apps is trust scaffolding. Small, frequent signals that tell the user: you are safe, this is normal, you are not about to mess up. Examples include "You can edit this later" around personal details, "This is required by regulation" around identity checks, "Free cancellation / what's included" around bookings, and clear boundaries and guardrails in kids modes.

If you want to see how other apps handle trust scaffolding across onboarding, checkout and subscription flows, Mobbin's flow browser is exactly where to start. For the full breakdown on plans and pricing: Mobbin pricing UK.

Quick swipe file: five UI micro-patterns to borrow

CTA labelling that reduces fear: swap "Continue" for "Review booking" or "Confirm details".

Progress that feels honest: steps should reflect real tasks, not fake "Step 2 of 3" nonsense.

Error copy that explains the fix: "Your postcode needs a space" beats "Something went wrong".

Soft guardrails for upgrades: show what changes and what stays the same when a user moves between tiers.

Review screens that catch real mistakes: a final review should prevent errors, not just repeat inputs the user already entered.

Next month watchlist

Keep an eye on more "real-world products" where UI has to handle logistics, rules and safety. Also worth watching: better patterns for choosing between similar options (bookings, variants, bundles), how brands ship AI features without turning the product into a tool demo, subscription journeys that do not feel like a trap, and parent-admin experiences like family accounts and team permission models.

If you want to follow along with access to the full library, our referral link typically saves 10-20% on Pro or Team:

Get the Mobbin promo code

Mobbin new apps FAQs

What are "Mobbin new apps"?

It is the list of newly added apps and fresh screen libraries inside Mobbin. Tracking them monthly is a quick way to spot emerging UX patterns in real products before they become common.

Is this page a Mobbin discount code page?

No. This is a monthly "what's new" post. If you want the discount route, use our Mobbin promo code page instead.

Where should I start if I am new to Mobbin?

Read the full verdict here: Mobbin review: is it worth it? For a factual overview of the tool, try our Mobbin service guide. If you already know you want it, go straight to the promo code page.

Why do you do this monthly?

Because it is the easiest way to keep a current swipe file of real product patterns. It also helps you avoid designing based on outdated "best practice" screenshots from 2019.

What should I do with the app list?

Pick one flow you are designing right now (onboarding, checkout, subscription, search, settings), then pull five to ten examples across the new apps and compare the patterns. That is where the practical value lives.

More useful reads on CoolCuration

  • Affinity by Canva — a free professional design suite that is giving Adobe a proper headache.
  • Gift guide for designers — curated picks for the design-obsessed that go well beyond Pantone mugs.
  • Daylight Computer — a beautifully different screen for people tired of staring at LCDs all day.
  • Best AI assistant UK — how the main AI tools compare for everyday use in 2026.
  • Penpot app — open-source design software that keeps getting better with every release.

What's trending

Exhale Coffee Review UK - Is It Worth the Hype?Exhale Coffee Review UK - Is It Worth the Hype?
Sprive Gift Cards: The Reloadable Card ExplainedSprive Gift Cards: The Reloadable Card Explained
What Is Sprive, and How Does the App Work? (UK Guide 2026)What Is Sprive, and How Does the App Work? (UK Guide 2026)
Is Sprive Safe? UK Security, FCA Status and Your Money (2026)Is Sprive Safe? UK Security, FCA Status and Your Money (2026)
TrainPal vs Trainline: Which Train App Saves More? (2026)TrainPal vs Trainline: Which Train App Saves More? (2026)
Can You Leave Octopus Energy Anytime? Exit Fees, Switching Rules, and What Happens NextCan You Leave Octopus Energy Anytime? Exit Fees, Switching Rules, and What Happens Next

Recent posts

Published by Stiv in Apps, Designers, Discount, Services
Tags: design research, fintech ux, mobbin, mobbin new apps, onboarding flows, product design, subscription ux, travel ux, ui patterns, ux design

February 17, 2026 — Comments are off for this post.

Monzo investment fees cut: what it means and whether it’s worth it

Last updated: 9 June 2026

By Stiv · Design, technology and personal finance

Quick take: Monzo investment fees were cut in February 2026 from 0.45% to 0.25% a year (or from 0.35% to 0.20% on certain paid plans). If you're a smaller-balance, set-and-forget investor, Monzo just got a lot more competitive. If you're fee-optimising at higher balances, fund costs and fee caps still matter.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results. This is not financial advice.

Monzo has made a change that actually matters: the platform fee for Monzo Investments is now 0.25% per year (and 0.20% if you're on eligible paid plans), down from 0.45% (or 0.35% for Plus and Premium customers) before the February 2026 fee cut. Fees accrue daily and get collected monthly from your investment account. That's the "Monzo fee" bit, not the fund manager's own fee (more on that below).

Read more
Published by Stiv in Apps, Finance, Investing, Services
Tags: Fees, investing, monzo, Platforms, stocks and shares isa, UK personal finance
Featured Image

February 15, 2026 — Comments are off for this post.

Zopa Biscuit vs Chase cashback, interest, fees & referral bonuses

Last updated: 9 June 2026

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Want a sign-up bonus while you decide?

Chase pays a £50 refer-a-friend bonus when you join and pay in £1,000 within 30 days; the full claim steps are on our referral page.

Get the Chase £50 bonus

If you're comparing Zopa Biscuit vs Chase, you're in good company. Both are free, app-only UK bank accounts with cashback, savings perks and sign-up bonuses. However, they're built for slightly different people. This guide breaks down cashback, interest rates, fees, FSCS protection, referral offers and app experience so you can pick the right one (or grab both).

Read more
Published by Stiv in Android apps, Apple apps, Apps, Finance, Investing, Reviews, Services, UK Made
Tags: bank referrals, cashback banking, chase uk, digital banks, lloyds referral, monzo comparison, UK Current Accounts, Zopa Biscuit
Featured Image

February 8, 2026 — Comments are off for this post.

Sprive overpayment rules: limits, fees & what to check (UK)

Last updated: 10 June 2026

By Stiv · Design, technology and personal finance

I have been overpaying my Nationwide mortgage since October 2021, using both Sprive and manual payments, so the notes below reflect what I have actually needed to check along the way.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view. This is information, not financial advice, and CoolCuration is not authorised by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

New to Sprive?

Here for the sign-up bonus rather than the rules? The current welcome offer and the exact claim steps are kept current on our referral page.

Get the Sprive referral bonus

Quick summary: Most UK mortgages allow overpayments, but there are limits. This guide explains typical overpayment rules, early repayment charges, and how apps like Sprive fit into those rules.

Overpaying your mortgage can save you a lot of interest, but it is important to understand your lender's rules before you start. This is true whether you are using Sprive or making overpayments manually.

How mortgage overpayments work in the UK

Most UK mortgage products allow you to overpay by a certain amount each year without penalty. This allowance is often expressed as a percentage of your outstanding balance.

According to MoneyHelper, many lenders allow overpayments of up to 10% of the outstanding balance per year without penalty. The Sprive FAQ confirms the same threshold. However, both sources note this varies by lender and by product. Some mortgages calculate the allowance based on the original balance at a fixed date (such as 1 January), while others use the current outstanding balance or the anniversary of when the mortgage started.

Early repayment charges (ERCs)

Early repayment charges usually apply if you overpay beyond your allowed limit, or if you repay a large chunk of your mortgage during a fixed-rate period.

ERCs are typically highest in the early years of a fixed deal and reduce over time. If you overpay above your lender's annual allowance, the charge can be a percentage of the excess amount, sometimes 1% to 5% of the amount overpaid. In some cases this can cost more than the interest you would have saved. Always check:

  • Your annual overpayment allowance and when it resets
  • Whether the allowance is based on the original or current balance
  • How your lender defines an overpayment
  • What triggers an ERC on your specific product

How Sprive fits into overpayment rules

Sprive does not change your lender's rules. It helps you build up money via its e-money wallet and automated saving features, which you can then send to your lender as an overpayment. The app lets you set an overpayment limit and will alert you if you approach it.

That means:

  • You are still responsible for staying within your annual limit
  • Overpayments made via Sprive are subject to the same ERC rules as manual payments
  • If you also run a standing order to your lender, the combined total counts towards your allowance
  • You should always check your mortgage terms before sending large amounts

If you are unsure how much room you have left in a given year, check your lender's app, your mortgage statement, or call your lender directly before making additional payments.

The Bank of England base rate and your overpayment decisions

The Bank of England held the base rate at 3.75% at its meeting on 30 April 2026 (8 to 1 vote), with the next decision due on 18 June 2026. The rate environment affects whether overpaying makes more financial sense than keeping money in savings. This is a trade-off, not a universal rule: it depends on your mortgage rate, your savings rate, and your personal circumstances. See our mortgage overpayment UK guide for a fuller look at when overpaying suits different situations.

What to check before you overpay

  • Are you on a fixed-rate deal? If yes, double-check ERC rules before overpaying.
  • How much have you already overpaid this year? Track the running total, not just individual payments.
  • Does your lender apply overpayments immediately or at statement dates?
  • Will the payment reduce your term or your monthly payment? If your goal is to clear the mortgage sooner, reducing the term is usually more effective.

Sprive regulation and wallet protection

Sprive Limited (FRN 919863) is an appointed representative of Connect IFA Ltd (FRN 441505) for mortgage services, both regulated by the Financial Conduct Authority. Money held in the Sprive wallet is an e-money account managed via PrePay Technologies Ltd (FRN 900010). This money is safeguarded, meaning it is kept separate from Sprive's own operating funds. Safeguarding is not the same as FSCS protection: the Financial Services Compensation Scheme does not cover e-money balances.

Is Sprive safe?

This page focuses on mortgage overpayment rules and lender limits, not the broader regulation and security context. For the FCA context, Open Banking explanation, and safeguarding vs FSCS breakdown, read the full guide here:

Is Sprive safe? FCA checks, Open Banking, and what to verify

Want the current sign-up bonus?

To avoid duplicating offers and steps across the site, all bonus details live on one page:

Sprive referral code (UK): how to claim the bonus

More from CoolCuration

This article is for informational purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage. Mortgage overpayment rules and early repayment charges vary between lenders and products. Always check your own mortgage offer, terms, and lender documentation before making overpayments or changes to your repayment plan. CoolCuration is not authorised by the Financial Conduct Authority. CoolCuration may receive a commission when you use referral links, at no extra cost to you.

What's trending

Sprive Gift Cards: The Reloadable Card ExplainedSprive Gift Cards: The Reloadable Card Explained
Exhale Coffee Review UK - Is It Worth the Hype?Exhale Coffee Review UK - Is It Worth the Hype?
TrainPal vs Trainline: Which Train App Saves More? (2026)TrainPal vs Trainline: Which Train App Saves More? (2026)
Can You Leave Octopus Energy Anytime? Exit Fees, Switching Rules, and What Happens NextCan You Leave Octopus Energy Anytime? Exit Fees, Switching Rules, and What Happens Next
What Is Sprive, and How Does the App Work? (UK Guide 2026)What Is Sprive, and How Does the App Work? (UK Guide 2026)
Monzo vs Chase UK: Which Bank Account Is Better? (2026)Monzo vs Chase UK: Which Bank Account Is Better? (2026)

Recent posts

Published by Stiv in Android apps, Apple apps, Apps, Discount, Finance, Saving, Services, UK Made
Tags: money saving, mortgage, mortgage overpayments, personal finance, Sprive, uk mortgage
Featured Image

November 16, 2025 — Comments are off for this post.

Eero Mesh WiFi Review UK: Is It Worth It?

Last updated: 24 March 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Cool Factor: 4/5 – Stone cold

I used to dread working from home whenever my partner jumped on a video call. Our old router would buckle, the bedroom WiFi would vanish, and streaming anything in 4K was a fantasy. Then I installed an eero mesh WiFi system and everything changed overnight. This eero mesh WiFi review covers exactly what happened, which model suits which household, and whether it deserves the hype in 2026.

Read more
Published by Stiv in Android apps, Apple apps, Apps, Best of Amazon, New home, Reviews, Services, Technology lover
Tags: amazon tech, black friday deals, eero, eero mesh wifi, eero review, home tech, home wifi, mesh wifi, smart home, uk tech reviews, wifi review, wifi routers
Featured Image

November 14, 2025 — Comments are off for this post.

How to Start Investing UK: A Beginner’s Guide for 2026

Last updated: 10 June 2026

By Stiv · Design, technology and personal finance

Your savings account probably gives you a forgettable return while inflation slowly chews up the value of your cash. Plenty of us know we should look at the alternatives, yet investing can feel like a locked club where you need a pinstripe suit and a secret handshake to get past the door. So, this guide on how to start investing UK-side is here to demystify it.

In this post, we will walk through the difference between saving and investing, explain what a Stocks and Shares ISA actually does, share what has worked for us starting with small amounts, and look at beginner-friendly apps including Freetrade, Lightyear, Robinhood UK, Monzo Investments and J.P. Morgan Personal Investing. So, let us get into it.

Important: This article is for information only and does not constitute financial advice or a personal recommendation. CoolCuration is not authorised by the Financial Conduct Authority. This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Capital at risk. The value of investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.

Read more
Published by Stiv in Apps, Finance, Investing, Services
Tags: beginner investing guide uk, best investment app uk, coolcuration finance, diy investing uk, freetrade review uk, how to start investing uk, investing uk, investing vs saving uk, jp morgan personal investing, lightyear investing app, Monzo investments, personal finance uk, Robinhood UK, robinhood uk review, start investing UK, start investing with £100, stocks and shares isa, uk investing for beginners
Featured Image

November 8, 2025 — Comments are off for this post.

Affinity by Canva Review: Is the New Free Creative App Actually That Good?

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

Affinity by Canva is Canva’s new all-in-one creative app that combines what used to be Affinity Photo, Designer and Publisher into a single, totally free program in this review we cover off everything from it's features to how it compares to Adobe's staples. It is aimed at people who want Adobe-level tools without paying a monthly subscription and it currently runs on Mac and Windows, with iPad on the way. Canva says this version is free forever and can export straight to Canva, which is a big shift from the old paid Affinity model.  

Read more
Published by Stiv in Apps, Reviews, Services, UK Made
Tags: adobe alternative, affinity by canva review, affinity canva review, affinity design app, affinity photo designer publisher, affinity vs adobe, canva affinity app, canva ai tools, canva for designers, canva free design software, creative software uk, free creative apps, graphic design tools, illustrator alternative free, indesign alternative free, photoshop alternative free
Featured Image

November 2, 2025 — Comments are off for this post.

TrainPal Review UK: Split Tickets, PalPoints and Real Savings

Last updated: 24 March 2026

By Stiv · Design, technology and personal finance

This is an opinion piece. Views expressed are the author's own and do not constitute professional advice.

This article contains affiliate or referral links. If you click through and sign up I may earn a commission or referral bonus at no extra cost to you. It does not affect my editorial view.

Cool Factor: 4/5 — Stone cold

Welcome to our honest TrainPal review, where we put the app through its paces to find out whether it genuinely saves you money on UK train travel. After months of booking tickets, testing split fares, claiming Delay Repay refunds and earning PalPoints, we're sharing everything we've learned. On top of that, you can get up to £11 off your first ticket using our invite code 57807b9c.

Want up to £11 off your first ticket?

Use our TrainPal invite link with code 57807b9c, and the discount applies automatically to your first booking.

Get up to £11 off your first ticket

Read more
Published by Stiv in Android apps, Apple apps, Apps, Discount, Reviews, Services, Travel lover
Tags: cheap train tickets, coolcuration reviews, palpoints, save money on trains, split ticketing uk, train apps uk, trainpal app, trainpal card, trainpal discount code, TrainPal referral code, trainpal review, trainpal uk, travel apps uk
‹ Newer PostsOlder Posts ›

Follow us: Instagram

Contact us

Copyright 2026 CoolCuration | Privacy Policy | Cookie Policy | Affiliate Disclosure | Cool Factor

-----------

 

We are proud supporters of a safer more private internet via encouraging people to use Brave browser and are actively taking on Spammers as part of ProjectHoneypot. This site is hosted on servers that run on 100% renewable energy in the UK thanks to GreenWebHosting.

This site contains affiliate links, including to Amazon.com and Amazon.co.uk. We may earn a commission if you make a purchase or sign up for a service via these links, at no extra cost to you. All offers and promotions are accurate at the time of publication but are subject to change or withdrawal by the businesses featured. We cannot guarantee their continued availability. Read our full affiliate disclosure.

Reviews and opinions on CoolCuration reflect the personal experience of our writers at the time of publication. They are not professional endorsements and your experience may differ. Scores use our Cool Factor rating system and are given independently of any commercial relationship.

All content on CoolCuration is provided for informational and entertainment purposes only. It does not constitute financial advice, investment recommendations or an endorsement of any product or service. We are not authorised by the Financial Conduct Authority and do not offer personalised financial guidance. You should always do your own research or consult a qualified financial advisor before making any financial decisions.